Bay County property record for 1008 Texas Ave, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 2002 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2019) |
| Tax Bill | $3,189 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10769-008-000 |
| Primary APN | 10769-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 1,974 sqft |
| 1st Floor Area | 1,532 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Driveway | Driveway |
| Driveway Area | 820 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 169 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1008 TEXAS AVE |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PSP |
| Legal Description | LYNN HAVEN LOTS 9 & 10 BLK 335 ORB 4139 P 1163 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 335 |
| Legal Lot Number | 9,10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 1402 |
1008 Texas Ave is owned and occupied by an individual who bought it in June 2019.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1008 TEXAS AVE, LYNN HAVEN, FL 32444-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Jun 28, 2019 | Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Prior Sale | Jan 24, 2013 · Amount on File |
| Deed Document Number | 201959814 |
| Deed Book / Page | 4139 / 1163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1008 TEXAS AVE, LYNN HAVEN, FL 32444-2834 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0042800811 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 4280/811 |
| Instrument | 2020049571 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 1008 TEXAS AVE, LYNN HAVEN, FL 32444-2834 |
| Document Number | 0041391163 |
| Book / Page | 4139 / 1163 |
| Map Reference | MB 5 PG 9&10 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019059814 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1008 TEXAS AVE, LYNN HAVEN, FL 32444-2834 |
| Document Number | 0041391165 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 4139/1165 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 1008 Texas Ave was $3,189 with exemptions applied, down 1.8% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,189.00 (-1.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $263,611 | $305,373 Land $70,000 Building $235,373 |
| 2024 | $3,248.00 (+3.18%) | ||
| 2023 | $3,148.00 (+7.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $248,720 (+3%) | $280,550 (+13.66%) Land $65,500 Building $215,050 |
| 2022 | $2,930.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $241,476 | $246,824 Land $48,000 Building $198,824 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1008 Texas Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 41 (1995–2021) |
| Claims Outside the SFHA | 35 of 41 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1008 Texas Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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