1102 S State St, Champaign, IL 61820 Property Records

Champaign County property record for 1102 S State St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 846 sqft · built 1918
Lot Size	0.087 acres (3,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Jun 2022)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-408-001`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-408-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	846 sqft Building Perimeter
1st Floor Area	846 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	3,792 sqft (0.087 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1102 S STATE ST
City	CHAMPAIGN
State	IL
Zip	61820-6447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 BLOCK 3 LONGDENS, G., SUB
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	LONGDENS, G., SUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1017
Census Tract	500

Owner

Source: Champaign County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 S STATE ST, CHAMPAIGN, IL 61820-6447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Aug 5, 2008 · Amount on Record
Deed Document Number	202210694
Prior Transfer Date	Aug 4, 2005
Prior Transfer Doc	0000022938
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 13, 2022
Property Address	1102 S STATE ST, CHAMPAIGN, IL 61820-6447
Document Number	0000010694
Map Reference	MB B PG 253
Instrument Date	Jun 8, 2022
Instrument	2022R10694
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 S STATE STB, 1104, CHAMPAIGN, IL 61820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1102 S STATE ST, CHAMPAIGN, IL 61820-6447

Mortgage

Document Number	0000010695
Date	Jun 13, 2022
Instrument	2022R10695

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate	4.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,758.00 (+8.11%)	$44,720 (+33.53%) Land $8,180 Building $36,540	$134,160 (+33.53%) Land $24,540 Building $109,620
2024	$3,476.00 (+12.89%)
2022	$3,079.00	$33,490 Land $6,130 Building $27,360	$100,470 Land $18,390 Building $82,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Pavlov Media.

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