906 S State St, Champaign, IL 61820 Property Records

Champaign County property record for 906 S State St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 858 sqft · built 1925
Lot Size	0.078 acres (3,379 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Apr 2011)
Tax Bill	$3,369 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-402-001`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-402-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	858 sqft Building Perimeter
1st Floor Area	858 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	3,379 sqft (0.078 acres)
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	906 S STATE ST
City	CHAMPAIGN
State	IL
Zip	61820-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 7 BLOCK 1 LONGDENS, G., SUB
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	LONGDENS, G., SUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1008
Census Tract	500

Owner

906 S State St is owned by a company that bought it in April 2011 and is owner-occupied.

Source: Champaign County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 3665, CHAMPAIGN, IL 61826-3665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit LONGVIEW BK
Jan 6, 2017	Deed with Mortgage, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2011 · Amount on File
Deed Sale	Apr 1, 2011 · Amount on File
Prior Sale	Jul 12, 2005 · Amount on File
Deed Document Number	20116814
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 22, 2026
Property Address	906 S STATE ST, CHAMPAIGN, IL 61820-6444
Document Number	0000009455
Instrument Date	Jun 22, 2026
Instrument	20269455
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009455,
Date	Jun 22, 2026
Instrument	20269455

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	906 S STATE ST, CHAMPAIGN, IL 61820-6444
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007511
Date	Apr 1, 2021
Instrument	2021R07511

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	MAHOMET, IL 61853

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	56 Months
Due	Nov 30, 2025

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	906 S STATE ST, CHAMPAIGN, IL 61820-6444
Document Number	0000007396
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	0000007396
Date	May 1, 2017
Instrument	7396

Lender

Name	LONGVIEW BK
Address	OGDEN, IL 61859

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 30, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.65%

January 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 6, 2017
Property Address	906 S STATE ST, CHAMPAIGN, IL 61820-6444
Instrument Date	Nov 8, 2016
Instrument	437
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 HESSEL CHAMPAIGN IL 61826, CHAMPAIGN, IL 61826

Mortgage

Document Number	0000000437
Date	Jan 6, 2017
Instrument	437

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Term	60 Months
Due	Jan 5, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 906 S State St was $3,369 with a homeowner's exemption, up 10.2% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,369.00 (+10.17%)	$46,090 Land $7,320 Building $38,770	$138,270 Land $21,960 Building $116,310
2024	$3,058.00
2022	$3,173.00	$34,510 Land $5,480 Building $29,030	$103,530 Land $16,440 Building $87,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 906 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 906 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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