1102 S Main St, Bloomington, IL 61701 Property Records

McLean County property record for 1102 S Main St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	2 bd · 5,570 sqft · built 1925
Lot Size	0.177 acres (7,696 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Oct 2024)
Tax Bill	$6,269 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-09-180-020`

Property Details

APN / Parcel Number

Primary APN	`21-09-180-020`
Alternative APN	`2109180017`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	10 Plumbing Fixtures
Units	6 Units
Stories	2 Stories
Building Area	5,570 sqft Gross Area
1st Floor Area	2,770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,696 sqft (0.177 acres)
Lot Dimensions	127 ft deep x 61 ft wide
View / Lot	Lake Front
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2109180017
Street Address	1102 S MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-6754
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MERLES SUB LOTS 1 & 2
Legal Subdivision	MERLES SUB
Legal Lot Number	1,2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	4
Census Block	4011
Census Tract	5900

Owner

1102 S Main St, a commercial property, is owned by a company that bought it in October 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	Company Name on File
Mailing Address	10 SZAREK DR, BLOOMINGTON, IL 61701-8323
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer · Commercial Mortgage CITIZENS EQUITY FIRST CU
Mar 5, 2019	Warranty Deed, Transfer · Commercial Mortgage CITIZENS EQUITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on File
Deed Sale	Oct 23, 2024 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Document Number	202415523
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 16, 2021
Property Address	1102 S MAIN ST, BLOOMINGTON, IL 61701-6785
Document Number	202100014166
Instrument Date	May 27, 2021
Instrument	2021-00014166
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 W NORTH ST UNIT 282, 282, NORMAL, IL 61761-7313

Mortgage

Document Number	202100014167
Date	Jun 16, 2021
Instrument	2021-00014167

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Min Rate At Change	3.87%
Max Rate	7.87%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 5, 2019
Property Address	1102 S MAIN ST, BLOOMINGTON, IL 61701-6785
Document Number	201900003207
Instrument Date	Feb 27, 2019
Instrument	2019-00003207
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3063, BLOOMINGTON, IL 61702-3063

Mortgage

Document Number	201900003208
Date	Mar 5, 2019
Instrument	2019-00003208

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2029

Interest

Rate	2.49%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,986 Land $7,868 Building $67,118	$224,958 Land $23,604 Building $201,354
2024	$6,269.00 (-10.37%)
2023	$6,994.00 (+8.99%)	$83,687 (+10.83%) Land $7,336 Building $76,351	$251,061 (+10.83%) Land $22,008 Building $229,053
2022	$6,417.00	$75,510 Land $6,619 Building $68,891	$226,530 Land $19,857 Building $206,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1102 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1102 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Watch TV.

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