1012 S Main St, Bloomington, IL 61701 Property Records

McLean County property record for 1012 S Main St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	2,592 sqft · built 1988
Lot Size	0.169 acres (7,352 sqft)
Owner	Company Name on File
Last Sale	$101,000 (Dec 2023)
Tax Bill	$2,935 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-148-004`

Property Details

APN / Parcel Number

Primary APN	`21-09-148-004`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	2,592 sqft Gross Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,352 sqft (0.169 acres)
Lot Dimensions	136 ft deep x 54 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1012 S MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-6723
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WOLCOTTS ADD N54 S60 LOT 4
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	WOLCOTTS ADD
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	4
Census Block	4008
Census Tract	5900

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3019 WOLF CREEK LN, NORMAL, IL 61761-9631
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Sep 16, 2025	Deed of Trust, Mortgage FIRST SECURITY BANK
Dec 8, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK
Mar 8, 2021	Warranty Deed, Transfer · Line of Credit FIRST FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	202316862
Last Transfer Date	Jul 8, 2024
Transfer Doc	0000009748
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1012 S MAIN ST, BLOOMINGTON, IL 61701-6723
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500013557
Date	Sep 29, 2025
Instrument	2025-00013557

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1012 S MAIN ST, BLOOMINGTON, IL 61701-6723
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500012836
Date	Sep 16, 2025
Instrument	2025-00012836

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2045

Interest

Rate	7.5%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 8, 2023
Property Address	1012 S MAIN ST, BLOOMINGTON, IL 61701-6723
Document Number	202300016862
Map Reference	MB 3 PG 310
Instrument Date	Nov 30, 2023
Instrument	2023-00016862
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$101.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3019 WOLF CREEK LN, NORMAL, IL 61761-9631

Mortgage

Document Number	202300016864
Date	Dec 8, 2023
Instrument	2023-00016864

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 10, 2043

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 8, 2021
Property Address	1012 S MAIN ST, BLOOMINGTON, IL 61701-6723
Document Number	202100005599
Map Reference	MB 3 PG 310
Instrument Date	Feb 26, 2021
Instrument	2021-00005599
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2314 KNOLLBROOK WAY, BLOOMINGTON, IL 61705-6304
Investor	Possibly a Property Investor

Mortgage

Document Number	202100005600
Date	Mar 8, 2021
Instrument	2021-00005600

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,424 (+14.23%) Land $19,993 Building $19,431	$118,272 (+14.23%) Land $59,979 Building $58,293
2024	$2,935.00 (+1.77%)
2023	$2,884.00 (+8.99%)	$34,512 (+10.83%) Land $17,502 Building $17,010	$103,536 (+10.83%) Land $52,506 Building $51,030
2022	$2,646.00	$31,140 Land $15,792 Building $15,348	$93,420 Land $47,376 Building $46,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, T-Mobile USA.

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