1102 Ridge Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 1102 Ridge Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 1967
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,800 (Jan 2020)
Tax Bill	$3,188 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-406-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-406-001.000-018`
Alternative APN	`1610300406001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	2,184 sqft
2nd Floor Area	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	200 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	1,134 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1102 RIDGE RD
City	CARMEL
State	IN
Zip	46033-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, COOL CREEK ESTATES, SECTION 1, LOT 9
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	COOL CREEK ESTATES SECTION 1
Legal Lot Number	9
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111003

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 RIDGE RD, CARMEL, IN 46033-2359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FORUM CU
Nov 3, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	20205195
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 29, 2020
Property Address	1102 RIDGE RD, CARMEL, IN 46033-2359
Document Number	2020005195
Map Reference	MB 3 PG 10
Instrument Date	Jan 28, 2020
Instrument	2020005195
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 RIDGE RD, CARMEL, IN 46033-2359

Mortgage

Document Number	2020005196
Date	Jan 29, 2020
Instrument	2020005196

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 3, 2017
Property Address	1102 RIDGE RD, CARMEL, IN 46033-2359
Document Number	2017054647
Map Reference	MB3 PG10
Instrument Date	Nov 1, 2017
Instrument	2017054647
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 RIDGE RD, CARMEL, IN 46033-2359

Mortgage

Document Number	2017054648
Date	Nov 3, 2017
Instrument	2017054648

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,300 (+8.21%) Land $113,400 Building $214,900	$328,300 (+8.21%) Land $113,400 Building $214,900
2024	$3,188.00 (+9.4%)	$303,400 (+5.16%) Land $113,400 Building $190,000	$303,400 (+5.16%) Land $113,400 Building $190,000
2023	$2,914.00 (+9.14%)	$288,500 (+16.14%) Land $83,600 Building $204,900	$288,500 (+16.14%) Land $83,600 Building $204,900
2022	$2,670.00	$248,400 Land $83,600 Building $164,800	$248,400 Land $83,600 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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