Hamilton County property record for 1114 Ridge Rd, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,544 sqft · built 1968 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $244,300 (Jul 2015) |
| Tax Bill | $4,384 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-30-406-005.000-018 |
| Primary APN | 29-10-30-406-005.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 4,690 sqft |
| 1st Floor Area | 3,678 sqft |
| 2nd Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 151 ft deep x 114 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 1,012 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1114 RIDGE RD |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-2359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, COOL CREEK ESTATES, SECTION 1, LOT 13 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 30 |
| Legal Subdivision | COOL CREEK ESTATES SECTION 1 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 111003 |
Source: Hamilton County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1114 RIDGE RD, CARMEL, IN 46033-2359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2015 · Amount on Record |
| Deed Sale | Jul 8, 2015 · Amount on Record |
| Deed Document Number | 201534033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 21, 2026 |
| Property Address | 1114 RIDGE RD, CARMEL, IN 46033-2359 |
| Document Number | 0000043409 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202643409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1114 RIDGE RD, CARMEL, IN 46033-2359 |
| Document Number | 0000043409, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 202643409 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | Jun 1, 2045 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1114 RIDGE RD, CARMEL, IN 46033-2359 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1114 RIDGE RD, CARMEL, IN 46033-2359 |
| Document Number | 0000043801 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022043801 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $439,100 (+9.99%) Land $107,000 Building $332,100 | $439,100 (+9.99%) Land $107,000 Building $332,100 | |
| 2024 | $4,384.00 (+4.73%) | $399,200 (+1.29%) Land $107,000 Building $292,200 | $399,200 (+1.29%) Land $107,000 Building $292,200 |
| 2023 | $4,186.00 (+11.09%) Homeowner's exemption | $394,100 (+18.67%) Land $78,900 Building $315,200 | $394,100 (+18.67%) Land $78,900 Building $315,200 |
| 2022 | $3,768.00 Homeowner's exemption | $332,100 Land $78,900 Building $253,200 | $332,100 Land $78,900 Building $253,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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