1102 Oak Hill Dr, Monroe, NC 28112 Property Records

Union County property record for 1102 Oak Hill Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,962 sqft · built 1972
Lot Size	0.484 acres (21,083 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2025)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-279-054`

Property Details

APN / Parcel Number

Primary APN	`09-279-054`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,083 sqft (0.484 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 OAK HILL DR
City	MONROE
State	NC
Zip	28112-6156
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#16 SOUTHWOOD PB5 PG200
Legal Subdivision	SOUTHWOOD ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	20502

Owner

1102 Oak Hill Dr, a rural home, is owned and occupied by two individuals who bought it in June 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1102 OAK HILL DR, MONROE, NC 28112-6156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 4, 2017	Warranty Deed, Transfer JAMES E GORDON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Mar 29, 2018 · Amount on File
Deed Document Number	202515340
Deed Book / Page	9141 / 452
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1102 OAK HILL DR, MONROE, NC 28112-6156
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8127666
Date	Jun 7, 2021
Book Page	8127/666
Instrument	26824

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 29, 2018
Property Address	1102 OAK HILL DR, MONROE, NC 28112-6156
Document Number	0007128368
Book / Page	7128 / 368
Map Reference	MB 5 PG 200
Instrument Date	Mar 29, 2018
Instrument	0008220
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3616 SIMMONS ST, 3616, CHARLOTTE, NC 28208-4744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 OAK HILL DR, MONROE, NC 28112-6156

Mortgage

Document Number	0000008221
Date	Mar 29, 2018
Instrument	0008221

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 4, 2017
Property Address	1102 OAK HILL DR, MONROE, NC 28112-6156
Document Number	6925248
Book / Page	006925 / 000248
Instrument Date	May 1, 2017
Instrument	12251
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 OAK HILL DR MONROE NC 281126156, MONROE, NC 28112-6156

Mortgage

Document Number	6925250
Date	May 4, 2017
Book Page	006925/000250
Instrument	12252

Lender

Name	JAMES E GORDON
Address	3118 GRIFFITH RD, MONROE, NC 28112-9577
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	144 Months
Due	May 3, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Oak Hill Dr was $3,252.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,000 (-) Land $69,900 Building $302,100	$372,000 (-) Land $69,900 Building $302,100
2025	$3,252.00	$372,000 Land $69,900 Building $302,100	$372,000 Land $69,900 Building $302,100
2023	$2,513.00	$230,500 Land $38,000 Building $192,500	$230,500 Land $38,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Oak Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Oak Hill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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