1007 Oak Hill Dr, Monroe, NC 28112 Property Records

Union County property record for 1007 Oak Hill Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,623 sqft · built 1986
Lot Size	0.456 acres (19,863 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2019)
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-279-071`

Property Details

APN / Parcel Number

Primary APN	`09-279-071`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,623 sqft Living Area
Gross Area	3,230 sqft
1st Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,863 sqft (0.456 acres)
Garage Type	Attached
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 OAK HILL DR
City	MONROE
State	NC
Zip	28112-6155
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	26 SOUTHWOOD EST OPCA067B
Legal Subdivision	SOUTHWOOD ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2013
Census Tract	20502

Owner

1007 Oak Hill Dr, a rural home, is owned and occupied by an individual who bought it in July 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1007 OAK HILL DR, MONROE, NC 28112-6155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Nov 14, 1996 · Amount on File
Deed Document Number	201921136
Deed Book / Page	7421 / 558
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 OAK HILL DR, MONROE, NC 28112-6155
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OAK HILL DR, MONROE, NC 28112-6155

Mortgage

Document Number	0008495231
Date	Jun 6, 2022
Book Page	8495/231
Instrument	20435

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record
Term	179 Months
Due	May 13, 2037

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 OAK HILL DR, MONROE, NC 28112-6155
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OAK HILL DR, MONROE, NC 28112-6155

Mortgage

Document Number	0008494322
Date	Jun 3, 2022
Book Page	8494/322
Instrument	20276

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	263 Months
Due	May 13, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 23, 2019
Property Address	1007 OAK HILL DR, MONROE, NC 28112-6155
Document Number	7421558
Book / Page	007421 / 000558
Instrument Date	Jul 19, 2019
Instrument	21136
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1007 OAK HILL DR MONROE NC 281126155, MONROE, NC 28112-6155

Mortgage

Document Number	7421560
Date	Jul 23, 2019
Book Page	007421/000560
Instrument	21137

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Mortgage

Document Number	7421582,
Date	Jul 23, 2019
Book Page	007421/000582
Instrument	21138

Lender

Name	FIRST NAT'L BK/PENN
Address	HUNTERSVILLE, NC 28078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 22, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Oak Hill Dr was $4,232.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,200 (-) Land $69,600 Building $414,600	$484,200 (-) Land $69,600 Building $414,600
2025	$4,232.00	$484,200 Land $69,600 Building $414,600	$484,200 Land $69,600 Building $414,600
2023	$3,202.00	$293,700 Land $37,800 Building $255,900	$293,700 Land $37,800 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Oak Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Oak Hill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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