Scott County property record for 1102 Lemons Mill Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,090 sqft |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Aug 2022) |
| Tax Bill | $4,710 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-30-193.000 |
| Primary APN | 191-30-193.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,090 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Stone |
| Lot Area | 84,942 sqft (1.95 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1102 LEMONS MILL RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Lot Number | 1-A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40205 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC |
| Feb 1, 2017 | Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 30, 2022 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Deed Document Number | 458540 |
| Deed Book / Page | D436 / 638 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Document Number | 0M1779/233 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | M1779/233 |
| Instrument | 497648 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 8, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0M1322/447 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | M1322/447 |
| Instrument | 365073 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | NOT AVAILABLE, THE LAND GROUP TITLE & CLOSI |
| Name | Verified Name |
|---|
| Document Number | 0M1660/371 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | M1660/371 |
| Instrument | 447103 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 30, 2022 |
| Property Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Document Number | 00D436/638 |
| Book / Page | D436 / 638 |
| Map Reference | SL 2380 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 458540 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $575.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1102 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,710.00 (-9.65%) Homeowner's exemption | $577,900 (+0.5%) | $577,900 (+0.5%) |
| 2023 | $5,213.00 (+84.14%) | $575,000 (+56.72%) Land $60,000 Building $515,000 | $575,000 (+56.72%) Land $60,000 Building $515,000 |
| 2022 | $2,831.00 Homeowner's exemption | $366,900 Land $60,000 Building $306,900 | $366,900 Land $60,000 Building $306,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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