Scott County property record for 1092 Lemons Mill Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,996 sqft · built 2001 |
| Lot Size | 1.95 acres (85,247 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Sep 2015) |
| Tax Bill | $2,165 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-30-147.000 |
| Primary APN | 191-30-147.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 621 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 85,247 sqft (1.95 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1092 LEMONS MILL RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | RICHFIELD FARMS |
| Legal Lot Number | 1B&PRC, |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40205 |
1092 Lemons Mill Rd is owned and occupied by two individuals who bought it in September 2015.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 142, GEORGETOWN, KY 40324-0142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on File |
| Deed Sale | Sep 30, 2015 · Amount on File |
| Prior Sale | Nov 5, 2013 · Amount on File |
| Deed Document Number | 2015342988 |
| Deed Book / Page | 372 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 1092 LEMONS MILL RD, GEORGETOWN, KY 40324-9304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | M1402/129 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | M1402/129 |
| Instrument | 388991 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 1092 Lemons Mill Rd was $2,165 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,200 (+1.71%) | $297,200 (+1.71%) | |
| 2025 | $2,165.00 Homeowner's exemption | $292,200 | $292,200 |
| 2023 | $2,092.00 (+1.95%) Homeowner's exemption | $277,100 (-) Land $65,000 Building $212,100 | $277,100 (-) Land $65,000 Building $212,100 |
| 2022 | $2,052.00 Homeowner's exemption | $277,100 Land $65,000 Building $212,100 | $277,100 Land $65,000 Building $212,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1092 Lemons Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1092 Lemons Mill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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