1102 Joyce Ln, New Baden, IL 62265 Property Records

Clinton County property record for 1102 Joyce Ln, New Baden, IL 62265

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,582 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Nov 2018)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-10-07-457-013`

Property Details

APN / Parcel Number

Primary APN	`11-10-07-457-013`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,582 sqft Living Area
1st Floor Area	3,663 sqft
Basement Area	1,081 sqft
Unfinished Basement	1,081 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1102 JOYCE LN
City	NEW BADEN
State	IL
Zip	62265-1175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION CAYLIN RIDGE ESTATES 2 LOT 43
Legal Subdivision	CAYLIN RIDGE ESTATES
Legal Lot Number	43
Jurisdiction	CLINTON IL
Township / Civil Division	LOOKING GLASS
Census Block Group	4
Census Block	4011
Census Tract	900602

Owner

Source: Clinton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 JOYCE LN, NEW BADEN, IL 62265-1175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Nov 1, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Sep 3, 2008 · Amount on Record
Deed Document Number	20184789
Deed Book / Page	2018 / 4789
Prior Transfer Date	Aug 22, 2008
Prior Transfer Doc	0000005612
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	1102 JOYCE LN, NEW BADEN, IL 62265-1175
Document Number	0000001931
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1102 JOYCE LN NEW BADEN IL 622651175, NEW BADEN, IL 62265-1175

Mortgage

Document Number	0000001931
Date	May 4, 2020
Instrument	1931

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Nov 1, 2018
Property Address	1102 JOYCE LN, NEW BADEN, IL 62265-1175
Document Number	0000004789
Instrument Date	Oct 31, 2018
Instrument	4789
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1102 JOYCE LN NEW BADEN IL 622651175, NEW BADEN, IL 62265-1175

Mortgage

Document Number	4790
Date	Nov 1, 2018
Instrument	4790

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Looking Glass Township
Municipality	New Baden Village
Unified School District	Wesclin Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,591.00 (-8.85%) Homeowner's exemption	$92,040 (+14.95%) Land $8,540 Building $83,500	$276,120 (+14.95%) Land $25,620 Building $250,500
2024	$7,231.00 (+25.63%)
2022	$5,756.00 (+2.09%)	$80,070 (+3%) Land $7,170 Building $72,900	$240,210 (+3%) Land $21,510 Building $218,700
2021	$5,638.00	$77,740 Land $6,960 Building $70,780	$233,220 Land $20,880 Building $212,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BADEN serves 4,178 people · EPA ID IL0274700
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Feb 2026
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: ClearWave.

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