1003 Joyce Ln, New Baden, IL 62265 Property Records

Clinton County property record for 1003 Joyce Ln, New Baden, IL 62265

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,249 sqft · built 2008
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2019)
Tax Bill	$6,562 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-07-458-011`

Property Details

APN / Parcel Number

Primary APN	`11-10-07-458-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,249 sqft Finished Area
1st Floor Area	2,803 sqft
Basement Area	554 sqft
Unfinished Basement	554 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1003 JOYCE LN
City	NEW BADEN
State	IL
Zip	62265-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION CAYLIN RIDGE ESTATES 2 LOT 27
Legal Subdivision	CAYLIN RIDGE ESTATES
Legal Lot Number	27
Jurisdiction	CLINTON IL
Township / Civil Division	LOOKING GLASS
Census Block Group	4
Census Block	4010
Census Tract	900602

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 JOYCE LN, NEW BADEN, IL 62265-1173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 5, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	May 16, 2012 · Amount on Record
Deed Document Number	20193873
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Recording Date	Jun 4, 2026
Property Address	1003 JOYCE LN, NEW BADEN, IL 62265-1173
Document Number	0000002209
Instrument Date	May 28, 2026
Instrument	20262209
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 JOYCE LN, NEW BADEN, IL 62265-1173

Mortgage

Document Number	0000002209,
Date	Jun 4, 2026
Instrument	20262209

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	1003 JOYCE LN, NEW BADEN, IL 62265-1173
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003615
Date	Jun 7, 2021
Instrument	2021R03615

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Sep 5, 2019
Property Address	1003 JOYCE LN, NEW BADEN, IL 62265-1173
Document Number	0000003873
Instrument Date	Sep 3, 2019
Instrument	3873
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10294 WADDELL CIR SAN DIEGO CA 921242934, SAN DIEGO, CA 92124-2934

Mortgage

Document Number	3874
Date	Sep 5, 2019
Instrument	3874

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Looking Glass Township
Municipality	New Baden Village
Unified School District	Wesclin Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,562.00 (+8.7%) Homeowner's exemption	$91,650 (+19.09%) Land $9,000 Building $82,650	$274,950 (+19.09%) Land $27,000 Building $247,950
2024	$6,037.00 (+9.48%)
2022	$5,514.00 (+2.11%)	$76,960 (+3%) Land $7,560 Building $69,400	$230,880 (+3%) Land $22,680 Building $208,200
2021	$5,400.00	$74,720 Land $7,340 Building $67,380	$224,160 Land $22,020 Building $202,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BADEN serves 4,178 people · EPA ID IL0274700
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Feb 2026
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: ClearWave.

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