Oakland County property record for 1102 Emwill St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 961 sqft · built 1928 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,500 (May 2022) |
| Tax Bill | $8,042 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-428-017 |
| Primary APN | 24-25-33-428-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 961 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Basement Area | 933 sqft |
| Unfinished Basement | 933 sqft |
| Game Room | Game Room |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 145 ft deep x 45 ft wide |
| Garage Area | 371 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 119 sqft |
| Deck Area | 30 sqft |
| Patio Area | 30 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1102 EMWILL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 MAPLE RIDGE SUB W 1/2 OF LOT 38 & E 10 FT OF LOT 39 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | MAPLE RIDGE SUB |
| Legal Lot Number | 38-39 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 173400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10598 HAWTHORN TRL, SAINT PAUL, MN 55129-8769 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 2022378186 |
| Deed Book / Page | 57748 / 190 |
| Prior Transfer Date | Feb 20, 2003 |
| Prior Transfer Doc | 0285020425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1102 EMWILL ST, FERNDALE, MI 48220-2370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1102 EMWILL ST, FERNDALE, MI 48220-2370 |
| Document Number | 0000275392 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 55403/295 |
| Instrument | 275392 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 6, 2022 |
| Property Address | 1102 EMWILL ST, FERNDALE, MI 48220-2370 |
| Document Number | 0000378186 |
| Book / Page | 57748 / 190 |
| Map Reference | LB 11 PG 31 |
| Instrument Date | May 2, 2022 |
| Instrument | 378186 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | PARKS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,148.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 GRISWOLD TERRACE, 612, WINCHESTER, VA 22601 |
| Name | Verified Name |
|---|---|
| Address | 1145 GRISWOLD ST, DETROIT, MI 48226-1918 |
| Document Number | 0057752110 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 57752/110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 19, 2019 |
| Property Address | 1102 EMWILL ST, FERNDALE, MI 48220-2370 |
| Document Number | 0000098463 |
| Book / Page | 52947 / 00086 |
| Map Reference | LB 11 PG 31 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 98463 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1102 EMWILL ST, 1102, FERNDALE, MI 48220-2370 |
| Name | Verified Name |
|---|---|
| Address | 1102 EMWILL ST, FERNDALE, MI 48220-2370 |
| Document Number | 5294700088 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 52947/00088 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1102 EMWILL ST, FERNDALE, MI 48220-2370 |
| Document Number | 0000012693 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1102 EMWITL ST FERNDALE MI 48220, FERNDALE, MI 48220 |
| Document Number | 0000012693 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 052534/000576 |
| Instrument | 12693 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 24, 2029 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,042.00 (-5.3%) | $123,990 (+12.02%) | $247,980 (+12.02%) |
| 2024 | $8,492.00 (+77.51%) | ||
| 2023 | $110,690 | $221,380 | |
| 2021 | $4,784.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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