Oakland County property record for 1060 Emwill St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,546 sqft · built 1930 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Sep 2017) |
| Tax Bill | $6,699 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-428-018 |
| Primary APN | 24-25-33-428-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 867 sqft |
| Basement Area | 867 sqft |
| Unfinished Basement | 867 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 145 ft deep x 45 ft wide |
| Garage Area | 733 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1060 EMWILL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 MAPLE RIDGE SUB W 1/2 OF LOT 37 & E 1/2 OF LOT 38 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | MAPLE RIDGE SUB |
| Legal Lot Number | 37-38 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 173400 |
1060 Emwill St is owned and occupied by two individuals who bought it in September 2017.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1060 EMWILL ST, FERNDALE, MI 48220-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Jun 23, 2017 | Deed of Trust, Mortgage · Line of Credit LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on File |
| Deed Sale | Sep 13, 2017 · Amount on File |
| Prior Sale | Jan 7, 2004 · Amount on File |
| Deed Document Number | 2017412 |
| Deed Book / Page | 51067 / 35 |
| Prior Transfer Date | Sep 18, 2003 |
| Prior Transfer Doc | 0317470776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 13, 2017 |
| Property Address | 1060 EMWILL ST, FERNDALE, MI 48220-2343 |
| Document Number | 0000170412 |
| Book / Page | 51067 / 00035 |
| Map Reference | LB 11 PG 31 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 170412 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1060 EMWILL ST, 1060, FERNDALE, MI 48220-2343 |
| Name | Verified Name |
|---|---|
| Address | 1060 EMWILL ST, FERNDALE, MI 48220-2343 |
| Document Number | 0000170413 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 170413 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1060 EMWILL ST, FERNDALE, MI 48220-2343 |
| Document Number | 0000134309 |
| Book / Page | 050867 / 000847 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 1060 EMWILL ST FERNDALE MI 482202343, FERNDALE, MI 48220-2343 |
| Document Number | 0000134309 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 050867/000847 |
| Instrument | 134309 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1060 Emwill St was $6,699 with a homeowner's exemption, down 3.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,699.00 (-3.07%) Homeowner's exemption | $200,300 | $400,600 |
| 2024 | $6,911.00 | ||
| 2023 | $179,610 | $359,220 | |
| 2021 | $6,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1060 Emwill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1060 Emwill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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