1102 E 120 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1102 E 120 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,154 sqft · built 1992
Lot Size	0.21 acres (9,135 sqft)
Owner	2 Individual Names on File
Last Sale	$586,264 (Feb 2026)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-294-0003`

Property Details

APN / Parcel Number

Primary APN	`46-294-0003`
Alternative APN	`067178`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,154 sqft
Basement Area	528 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,135 sqft (0.21 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	872 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	067178
Street Address	1102 E 120 S
City	SPANISH FORK
State	UT
Zip	84660-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT E, MOARK ESTATES SUB AREA 0.210 AC.
Legal Subdivision	MOARK ESTATES SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2013
Census Tract	3205

Owner

1102 E 120 S is owned and occupied by two individuals who bought it in February 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1102 E 120 S, SPANISH FORK, UT 84660-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CYPRUS FCU
Jul 23, 2020	Deed of Trust, Mortgage SECURITY SVC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Mar 21, 2025
Deed Document Number	20269052
Prior Transfer Date	Jun 25, 2024
Prior Transfer Doc	0000043283
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 4, 2026
Property Address	1102 E 120 S, SPANISH FORK, UT 84660-2306
Document Number	0000009052
Instrument Date	Feb 2, 2026
Instrument	9052:2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1102 E 120 S, SPANISH FORK, UT 84660-2306

Mortgage

Document Number	0000009058
Date	Feb 4, 2026
Instrument	9058:2026

Lender

Name	CYPRUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1102 E 120 S, SPANISH FORK, UT 84660-2306
Document Number	0000110650
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 E 120 S SPANISH FORK UT 846602306, SPANISH FORK, UT 84660-2306

Mortgage

Document Number	0000110650
Date	Jul 31, 2020
Instrument	110650

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1102 E 120 S was $2,386, up 8.9% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,580 (+1.18%)	$455,600 (+1.18%) Land $193,600 Building $262,000
2025	$2,386.00 (+8.9%)	$247,665	$450,300 Land $193,600 Building $256,700
2024	$2,191.00 (-2.14%)
2023	$2,239.00 (+2.33%)	$231,055	$420,100 Land $184,400 Building $235,700
2022	$2,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1102 E 120 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1102 E 120 S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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