1102 Collins Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1102 Collins Dr, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,720 sqft · built 1974
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2022)
Tax Bill	$2,947 (2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-171-061`

Property Details

APN / Parcel Number

Primary APN	`03-11-171-061`

Interior

Stories	1 Story
Building Area	1,720 sqft Base Area

Exterior

Year Built	Built 1974
Construction Type	Frame
Lot Area	16,988 sqft (0.389 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1102 COLLINS DR
City	EFFINGHAM
State	IL
Zip	62401-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 & S 1/2 LOT 32 COLLINS SUB B 3489/190 2969/3 2866/41 2441/56 543/80 498/172
Legal Subdivision	COLLINS SUBDIVISION
Legal Lot Number	31-32
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1049
Census Tract	950700

Owner

Source: Effingham County records · APN 03-11-171-061

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1102 COLLINS DR, EFFINGHAM, IL 62401-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DIETERICH BANK NA
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	202222001340
Deed Book / Page	3772 / 147
Record Updated	Jun 07, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 31, 2022
Property Address	1102 COLLINS DR, EFFINGHAM, IL 62401-1601
Document Number	003772/147
Book / Page	3772 / 147
Map Reference	MB 10 PG 41 PL 4-B
Instrument Date	Mar 30, 2022
Instrument	202222001340
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1102 COLLINS DR, EFFINGHAM, IL 62401-1601

Mortgage

Document Number	003772/149
Date	Mar 31, 2022
Book Page	3772/149
Instrument	202222001341

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 20, 2019
Property Address	1102 COLLINS DR, EFFINGHAM, IL 62401-1601
Document Number	3489/190
Book / Page	3489 / 190
Map Reference	MB 11 PG 85
Instrument Date	Aug 13, 2019
Instrument	201901903248
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 COLLINS DR, EFFINGHAM, IL 62401-1601

Mortgage

Document Number	201901903249
Date	Aug 20, 2019
Instrument	201901903249

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,947.00 Homeowner's exemption	$56,100 Land $15,450 Building $40,650	$168,300 Land $46,350 Building $121,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Consolidated Communications	DSL	500 / 75
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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