Effingham County property record for 1108 Collins Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,672 sqft · built 1974 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jul 2025) |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Sep 2009 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-171-022 |
| Primary APN | 03-11-171-022 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Base Area |
| 1st Floor Area | 1,672 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1108 COLLINS DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 COLLINS SUB 25002361 3550/05 3248/269 2563/85 733/174 |
| Legal Subdivision | COLLINS SUBDIVISION |
| Legal Lot Number | 48 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 950700 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19909 E 1700TH AVE, TEUTOPOLIS, IL 62467-3331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 21, 2009 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK |
| Feb 21, 2017 | Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Prior Sale | Apr 14, 2020 · Amount on Record |
| Deed Document Number | 20252361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1108 COLLINS DR, EFFINGHAM, IL 62401-1601 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002563/087 |
|---|---|
| Date | Sep 21, 2009 |
| Book Page | 2563/087 |
| Instrument | 200900906225 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Sep 18, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 14, 2020 |
| Property Address | 1108 COLLINS DR, EFFINGHAM, IL 62401-1601 |
| Document Number | 3550/5 |
| Book / Page | 3550 / 5 |
| Map Reference | MB 10 PG 41 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 202020001591 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1108 COLLINS DR, EFFINGHAM, IL 62401-1601 |
| Document Number | 202020001592 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 202020001592 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1108 COLLINS DR, EFFINGHAM, IL 62401-1601 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201701700792 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 3280/001 |
| Instrument | 201701700792 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, IL 62049 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Oct 27, 2017 |
| Rate | 2.75% |
|---|
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,020.00 (+38.14%) | $77,360 (+54.44%) Land $13,440 Building $63,920 | $232,080 (+54.44%) Land $40,320 Building $191,760 |
| 2022 | $2,910.00 Homeowner's exemption | $50,090 Land $10,190 Building $39,900 | $150,270 Land $30,570 Building $119,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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