Franklin County property record for 1102 Bluff Rd, Apalachicola, FL 32320
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1950 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $648 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-08S-08W-0000-0530-0000 |
| Primary APN | 35-08S-08W-0000-0530-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| Gross Area | 1,248 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,541 sqft (0.769 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 1102 BLUFF RD |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL RECD IN OR 66 605 |
| Legal Range | 08W |
| Legal Township | 08S |
| Legal Section | 35 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970302 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1168 BLUFF RD, APALACHICOLA, FL 32320-1116 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $648.00 (+3.35%) | $72,561 (-0.62%) Land $32,725 Building $39,836 | $72,561 (-0.62%) Land $32,725 Building $39,836 |
| 2024 | $627.00 (+10.19%) | $73,014 (+21.38%) Land $32,725 Building $40,289 | $73,014 (+21.38%) Land $32,725 Building $40,289 |
| 2023 | $569.00 (+17.08%) | $60,152 (+37.87%) Land $27,720 Building $32,432 | $60,152 (+37.87%) Land $27,720 Building $32,432 |
| 2022 | $486.00 | $43,631 Land $19,250 Building $24,381 | $43,631 Land $19,250 Building $24,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 83 (1985–2019) |
| Claims Outside the SFHA | 3 of 83 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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