Franklin County property record for 1099 Bluff Rd, Apalachicola, FL 32320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1956 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Feb 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 35-08S-08W-0000-0260-0000 |
| Primary APN | 35-08S-08W-0000-0260-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Area | 676 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1099 BLUFF RD |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X300 FT IN SW 1/4 OR 49/420 OR 160/608 ALSO 100 X 300 FT OR/112/461 ALSO 100 X 300 OR/120/179 910/207 1259/706 |
| Legal Range | 08W |
| Legal Township | 08S |
| Legal Section | 35 |
| Legal Subdivision | HIGHLAND PARK SUBDIVISION |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970302 |
Source: Franklin County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1099 BLUFF RD, APALACHICOLA, FL 32320-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2006 |
| Deed Sale | Aug 23, 2006 |
| Deed Document Number | 2006200605691 |
| Deed Book / Page | 910 / 207 |
| Last Transfer Date | Feb 28, 2020 |
| Transfer Doc | 0019000858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 28, 2020 |
| Property Address | 1099 BLUFF RD, APALACHICOLA, FL 32320-1127 |
| Document Number | 0019000858 |
| Book / Page | 001259 / 000706 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 19000858 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1099 BLUFF RD APALACHICOLA FL 323201127, APALACHICOLA, FL 32320-1127 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $127,176 (+5.99%) | $193,461 (+12.36%) Land $82,800 Building $110,661 |
| 2023 | Homeowner's exemption Disabled Person's exemption | $119,992 | $172,184 Land $82,800 Building $89,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 83 (1985–2019) |
| Claims Outside the SFHA | 3 of 83 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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