1102 Aspen Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1102 Aspen Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1974
Lot Size	0.289 acres (12,602 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Mar 2019)
Tax Bill	$5,297 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2385-029-00015`

Property Details

APN / Parcel Number

Primary APN	`2385-029-00015`
Alternative APN	`19523`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,704 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,602 sqft (0.289 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	188 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-029-00015
Street Address	1102 ASPEN RD
City	GAINESVILLE
State	TX
Zip	76240-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 29; LOT 15
Legal Subdivision	HILLCREST ADDN
Legal Block	29
Legal Lot Number	15
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1002
Census Tract	600

Owner

1102 Aspen Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage VETERANS LAND BOARD TEXAS
Sep 23, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 15, 2019	Vendor's Lien, Transfer · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Apr 26, 2013 · Amount on File
Deed Document Number	201990399
Deed Book / Page	2247 / 47
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Sep 23, 2026
Property Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947
Document Number	0000007222
Book / Page	2811 / 154
Instrument Date	Aug 4, 2026
Instrument	20267222
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947

Mortgage

Document Number	0000007222,
Date	Sep 23, 2026
Book Page	2811/154
Instrument	20267222

Lender

Name	VETERANS LAND BOARD TEXAS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Sep 23, 2026
Property Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947
Document Number	0000007220
Book / Page	2811 / 141
Instrument Date	Aug 4, 2026
Instrument	20267220
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947

Mortgage

Document Number	0000007220,
Date	Sep 23, 2026
Book Page	2811/141
Instrument	20267220

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	284 Months
Due	May 1, 2050

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947
Transaction Type	Mortgage
Record Updated	May 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2324/562
Date	Apr 20, 2020
Book Page	2324/562
Instrument	2020-02738

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 15, 2019
Property Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947
Document Number	2247/047
Book / Page	2247 / 047
Map Reference	CAB A SL 6
Instrument Date	Mar 15, 2019
Instrument	2019-90399
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 ASPEN RD, GAINESVILLE, TX 76240-2947

Mortgage

Document Number	201990400
Date	Mar 15, 2019
Instrument	2019-90400

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1102 Aspen Rd was $5,297 with a homeowner's exemption, up 28.3% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,297.00 (+28.29%) Homeowner's exemption	$253,201 (-4.14%) Land $49,615 Building $203,586	$253,201 (-4.14%) Land $49,615 Building $203,586
2025	$4,129.00 (+7.98%) Homeowner's exemption	$264,147 Land $49,615 Building $214,532	$264,147 Land $49,615 Building $214,532
2024	$3,824.00
2023		$224,617 Land $49,644 Building $208,528	$258,172 Land $49,644 Building $208,528
2022	$4,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Aspen Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Aspen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Element8.

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