1004 Aspen Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1004 Aspen Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,545 sqft · built 1980
Lot Size	0.322 acres (14,044 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,447 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2855-014-00012`

Property Details

APN / Parcel Number

Primary APN	`2855-014-00012`
Alternative APN	`16051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,545 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	2,545 sqft
Sunroom	Sunroom
Flooring	Laminate Plank
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,044 sqft (0.322 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-014-00012
Street Address	1004 ASPEN RD
City	GAINESVILLE
State	TX
Zip	76240-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 14; LOT 12
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	14
Legal Lot Number	12
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 ASPEN RD, GAINESVILLE, TX 76240-3749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE SERVICES CORP
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017
Deed Sale	Jun 5, 2017
Prior Sale	Aug 1, 2012
Deed Document Number	201774780
Deed Book / Page	2135 / 156
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1004 ASPEN RD, GAINESVILLE, TX 76240-3749
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 COUNTY ROAD 281, GAINESVILLE, TX 76240-8612

Mortgage

Document Number	002752/767
Date	Dec 15, 2025
Book Page	2752/767
Instrument	2025-9086

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1004 ASPEN RD, GAINESVILLE, TX 76240-3749
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002414/248
Date	Apr 23, 2021
Book Page	2414/248
Instrument	2021-03507

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jun 5, 2017
Property Address	1004 ASPEN RD, GAINESVILLE, TX 76240-3749
Document Number	002135/156
Book / Page	2135 / 156
Map Reference	CABA SL13
Instrument Date	Jun 1, 2017
Instrument	00074780
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1765 FM 2896, GAINESVILLE, TX 76240-6837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ASPEN RD, GAINESVILLE, TX 76240-3749

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,447.00 (+27.89%) Homeowner's exemption	$355,971 (+3.14%) Land $56,250 Building $299,721	$355,971 (-) Land $56,250 Building $299,721
2025	$5,823.00 (+14.47%) Homeowner's exemption	$345,132 (+21%) Land $56,250 Building $299,721	$355,971 (+0.72%) Land $56,250 Building $299,721
2024	$5,087.00 (-2.83%)
2023		$285,233 Land $56,320 Building $297,106	$353,426 Land $56,320 Building $297,106
2022	$5,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Element8.

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