1102 1st St, Galt, CA 95632 Property Records

Sacramento County property record for 1102 1st St, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1977
Lot Size0.17 acres (7,394 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jan 2023)
Tax Bill$4,426 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN148-0280-003-0000

Property Details

APN / Parcel Number

Primary APN148-0280-003-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,394 sqft (0.17 acres)
Garage Area294 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1102 1ST ST
CityGALT
StateCA
Zip95632-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionMEADOWVIEW 04, LOT 168
Legal SubdivisionMEADOWVIEW 04
Legal Lot Number168
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2007
Census Tract9501

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1102 1ST ST, GALT, CA 95632-2106
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Grant Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Aug 1, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2023 · Amount on File
Deed SaleJan 13, 2023 · Amount on File
Prior SaleNov 20, 2009 · Amount on File
Deed Book / Page20230113 / 553
Prior Transfer DateSep 16, 2009
Prior Transfer Doc0000000421
Record UpdatedOct 29, 2026

January 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 13, 2023
Property Address1102 1ST ST, GALT, CA 95632-2106
Document Number0000000553
Map ReferenceMB 101 MAP 13
Instrument DateJan 11, 2023
Instrument2023011300553
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1102 1ST ST, GALT, CA 95632-2106

Mortgage

Document Number0000000554
DateJan 13, 2023
Instrument2023011300554
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Mortgage

Document Number0000000555
DateJan 13, 2023
Instrument2023011300555
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term362 Months
DueMar 12, 2053

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1102 1ST ST, GALT, CA 95632-2106
Document Number1708070800
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1102 1ST ST GALT CA 956322106, GALT, CA 95632-2106

Mortgage

Document Number1708070800
DateAug 7, 2017
Instrument1708070800
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$392,646 (+2%) Land $106,120 Building $286,526
2025$4,426.00 (+4.49%)$384,948 (+195.52%) Land $104,040 Building $280,908
2024$4,236.00 (+205.41%)
2023$1,387.00 (+4.29%) Homeowner's exemption$130,261 Land $49,623 Building $80,638
2022$1,330.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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