Sacramento County property record for 1015 1st St, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,398 sqft · built 1993 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0440-061-0000 |
| Primary APN | 150-0440-061-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1015 1ST ST |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | VINEYARDS, THE 01, LOT 98 |
| Legal Subdivision | VINEYARDS, THE 01 |
| Legal Lot Number | 98 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 9501 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1015 1ST ST, GALT, CA 95632-2185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 13, 2026 | Grant Deed, Transfer · VA Mortgage FIFTH THIRD BANK |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 21, 2017 | Grant Deed, Transfer · FHA Mortgage PROVIDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 |
| Deed Sale | Apr 13, 2026 |
| Prior Sale | Aug 4, 2025 · Amount on Record |
| Deed Book / Page | 20260413 / 844 |
| Prior Transfer Date | Feb 9, 2012 |
| Prior Transfer Doc | 0000001005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 1015 1ST ST, GALT, CA 95632-2185 |
| Document Number | 2026000844 |
| Book / Page | 20260413 / 844 |
| Instrument Date | Apr 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1015 1ST ST, GALT, CA 95632-2185 |
| Document Number | 2026000845, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 20260413/845 |
| Name | FIFTH THIRD BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 1015 1ST ST, GALT, CA 95632-2185 |
| Document Number | 0000002803 |
| Map Reference | MB 189 PG 8 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 202102162803 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 1ST ST, GALT, CA 95632-2185 |
| Document Number | 0000002804 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202102162804 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 21, 2017 |
| Property Address | 1015 1ST ST, GALT, CA 95632-2185 |
| Document Number | 1709211253 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 1709211253 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.35 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1015 1ST ST GALT CA 956322185, GALT, CA 95632-2185 |
| Document Number | 1709211254 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 1709211254 |
| Name | PROVIDENT BK |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, CA 92506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $479,000 (+32.18%) Land $125,000 Building $354,000 | |
| 2025 | $4,166.00 (+4.46%) | $362,394 (+4.04%) Land $96,714 Building $265,680 |
| 2024 | $3,988.00 (+1.71%) | |
| 2023 | $3,921.00 (+4.23%) | $348,323 Land $92,959 Building $255,364 |
| 2022 | $3,762.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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