1101 Walnut St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1101 Walnut St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,263 sqft · built 2018
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$729,000 (Jun 2022)
Tax Bill$13,432 (2026)
Deeds & MortgagesJan 2020 Mortgage
Sep 2019 Refinance
+ 6 more
Flood ZoneZone X (minimal risk)
APN112110300100

Property Details

APN / Parcel Number

Primary APN112110300100

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,263 sqft Living Area
1st Floor Area701 sqft
Basement Area2,263 sqft
Finished Basement1,600 sqft
Unfinished Basement663 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeConcrete
Roof TypeShed Roof
Roof MaterialMetal
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions101 ft deep x 135 ft wide
Garage TypeAttached
Garage Area846 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area54 sqft
Deck Area273 sqft
Patio Area253 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1101 WALNUT ST
CityDECORAH
StateIA
Zip52101-7888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 3 BRUENING'S 2ND ADDN
Legal Range08W
Legal Township98N
Legal Section21
Legal SubdivisionBRUENINGS 2ND ADD
Legal Block3
Legal Lot Number2
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group3
Census Block3008
Census Tract950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1101 WALNUT ST, DECORAH, IA 52101-7888
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2020Deed of Trust, Mortgage · ARM
DECORAH BANK & TRUST COMPANY
Sep 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
DECORAH BANK & TRUST COMPANY
Aug 14, 2019Deed of Trust, Mortgage · Balloon Mortgage
DECORAH BANK & TRUST COMPANY
May 4, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 23, 2018Deed of Trust, Mortgage
DECORAH BANK & TRUST COMPANY
Jun 2, 2022Warranty Deed, Transfer
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
WAUKON STATE BANK
Jul 23, 2018Warranty Deed, Transfer
DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2022 · Amount on Record
Deed SaleJun 2, 2022 · Amount on Record
Prior SaleJul 29, 2021 · Amount on Record
Deed Document Number20221706
Deed Book / Page2022 / 1706
Last Transfer DateMay 2, 2026
Transfer Doc0000000955
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002020/25
DateJan 3, 2020
Book Page2020/25
Instrument25
Lender
NameDECORAH BANK & TRUST COMPANY
Agreement
TypeARM
AmountAmount Recorded
Term349 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateDec 27, 2024
Index5-Year CMT
Margin3

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02019/2784
DateSep 30, 2019
Book Page2019/2784
Instrument2784
Lender
NameDECORAH BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02019/2245
DateAug 14, 2019
Book Page2019/2245
Instrument2245
Lender
NameDECORAH BANK & TRUST COMPANY
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term13 Months
DueSep 1, 2020

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNESHIEK IA
Recording DateMay 4, 2026
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Document Number0000000955
Book / Page2026 / 955
Instrument DateMay 2, 2026
Instrument2026955
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 WALNUT ST, DECORAH, IA 52101-7888

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002069
DateJul 23, 2018
Book Page0000002018/0000002069
Instrument000000002069
Lender
NameDECORAH BANK & TRUST COMPANY
Agreement
AmountAmount Recorded
Term354 Months
DueJan 1, 2048

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateJun 2, 2022
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Document Number02022/1706
Book / Page2022 / 1706
Instrument DateMay 26, 2022
Instrument2022 1706
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

AmountAmount Recorded
Tax$1,165.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1101 WALNUT ST, DECORAH, IA 52101-7888
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateJul 29, 2021
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Document Number02021/3028
Book / Page2021 / 3028
Instrument DateJul 11, 2021
Instrument2021 3028
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,079.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 WALNUT STREET, DECORAH, IA 52101

Mortgage

Document Number2021302920213029
DateJul 29, 2021
Instrument2021 302920213029
Lender
NameWAUKON STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateJul 23, 2018
Property Address1101 WALNUT ST, DECORAH, IA 52101-7888
Document Number02018/2068
Book / Page2018 / 2068
Instrument DateJul 18, 2018
Instrument000000002068
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3720 JASON ST, DENVER, CO 80211-2625

Mortgage

Document Number0000002018/0000002069
DateJul 23, 2018
Book Page0000002018/0000002069
Instrument000000002069
Lender
NameDECORAH BANK & TRUST COMPANY
Agreement
AmountAmount Recorded
Term354 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,432.00$802,120 (-) Land $77,440 Building $724,680$802,120 (-) Land $77,440 Building $724,680
2025$13,432.00 (+442.93%) Homeowner's exemption$802,120 (+416.4%) Land $77,440 Building $724,680$802,120 (+11.29%) Land $77,440 Building $724,680
2024$2,474.00 (+22.48%)
2023$155,330 (+46.75%) Land $77,440 Building $77,890$720,760 (+7.37%)
2022$2,020.00$105,850 Land $64,530 Building $41,320
2021$671,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1997–2018)
Most Recent ClaimJun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Walnut St

Nearby Streets

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