1101 Galvin St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1101 Galvin St, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 952 sqft · built 1978
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Apr 2008)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-025.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-025.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	952 sqft Finished Area
Gross Area	1,102 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1101 GALVIN ST
City	ELSMERE
State	KY
Zip	41018-2582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY GALVIN BLK B LOT 30
Legal Subdivision	GALVIN-HENRY
Legal Phase	B
Legal Block	B
Legal Lot Number	30
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1101 Galvin St is owned and occupied by an individual who bought it in April 2008.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1101 GALVIN ST, ELSMERE, KY 41018-2582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 12, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2008 · Amount on File
Deed Sale	Apr 8, 2008 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Document Number	200804 08 059 00127
Deed Book / Page	3686 / 76
Prior Transfer Date	Jun 24, 2004
Prior Transfer Doc	0706059001
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 3, 2026
Property Address	1101 GALVIN ST, ELSMERE, KY 41018-2582
Document Number	0000011485
Book / Page	440 / 950
Instrument Date	May 23, 2026
Instrument	202611485
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GALVIN ST, ELSMERE, KY 41018-2582

Mortgage

Document Number	0000011485,
Date	Jun 3, 2026
Book Page	440/950
Instrument	202611485

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1101 GALVIN ST, ELSMERE, KY 41018-2582
Document Number	0000000297
Book / Page	C6264 / 000141
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GALVIN ST ELSMERE KY 410182582, ELSMERE, KY 41018-2582

Mortgage

Document Number	0000000297
Date	Oct 3, 2017
Book Page	ORC626/000141
Instrument	297

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1101 Galvin St was $2,949.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,200 (-) Land $15,000 Building $179,200	$194,200 (-) Land $15,000 Building $179,200
2025	$2,949.00	$194,200 Land $15,000 Building $179,200	$194,200 Land $15,000 Building $179,200
2023	$2,911.00 (+78.7%)	$194,200 (+96.16%) Land $15,000 Building $179,200	$194,200 (+96.16%) Land $15,000 Building $179,200
2022	$1,629.00	$99,000 Land $15,000 Building $84,000	$99,000 Land $15,000 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 Galvin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Galvin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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