Kenton County property record for 1098 Galvin St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 881 sqft · built 1935 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2025) |
| Tax Bill | $2,073 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-244.00 |
| Primary APN | 016-10-01-244.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 881 sqft Finished Area |
| Gross Area | 976 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 133 ft deep x 77 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1098 GALVIN ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HENRY GALVIN BLK B LOT 39 |
| Legal Subdivision | GALVIN-HENRY |
| Legal Phase | B |
| Legal Block | B |
| Legal Lot Number | 39 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 65600 |
1098 Galvin St is owned and occupied by two individuals who bought it in March 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1098 GALVIN ST, ELSMERE, KY 41018-2549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on File |
| Deed Sale | Mar 17, 2025 · Amount on File |
| Prior Sale | Mar 17, 2015 · Amount on File |
| Deed Document Number | 202532 |
| Deed Book / Page | 333 / 591 |
| Prior Transfer Date | Mar 6, 2025 |
| Prior Transfer Doc | 0000000157 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1098 Galvin St was $2,073.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (+46.52%) Land $15,000 Building $185,000 | $200,000 (+46.52%) Land $15,000 Building $185,000 | |
| 2025 | $2,073.00 | $136,500 Land $15,000 Building $121,500 | $136,500 Land $15,000 Building $121,500 |
| 2023 | $2,046.00 | $136,500 Land $15,000 Building $121,500 | $136,500 Land $15,000 Building $121,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1098 Galvin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1098 Galvin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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