1101 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 1101 Bluff St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,397 sqft · built 1962
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Aug 2022)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R015423`

Property Details

APN / Parcel Number

Primary APN	`R015423`
Alternative APN	`345724413001`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,397 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,238 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R015423
Street Address	1101 BLUFF ST
City	DELTA
State	CO
Zip	81416-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1101 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 5 LOT: 1-3 TOTAL AC 0.258+- HILLMANS SUBD DELTA BLK 5 LTS 1-3 SEC 24 T15S R96W 6PM BK 441 PG 1606 (R-345657) BK 443 PG 113 (R-347163) BK 857 PG 315 BK 966 PG 529 R-6045
Legal Subdivision	HILLMANS SUB DE
Legal Block	5
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2081
Census Tract	965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 BLUFF ST, DELTA, CO 81416-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 26, 2022	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Oct 8, 2013 · Amount on Record
Deed Document Number	2022741724
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1101 BLUFF ST, DELTA, CO 81416-2103
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 BLUFF ST, DELTA, CO 81416-2103

Mortgage

Document Number	0000751443
Date	Feb 23, 2024
Instrument	751443

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2064

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1101 BLUFF ST, DELTA, CO 81416-2103
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 BLUFF ST, DELTA, CO 81416-2103

Mortgage

Document Number	0000746306
Date	May 5, 2023
Instrument	746306

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 1, 2063

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 26, 2022
Property Address	1101 BLUFF ST, DELTA, CO 81416-2103
Document Number	0000741724
Map Reference	DOC 43710
Instrument Date	Aug 15, 2022
Instrument	741724
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 BLUFF ST, DELTA, CO 81416-2103

Mortgage

Document Number	0000741725
Date	Aug 26, 2022
Instrument	741725

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00 (+21.33%)	$20,408 (+17.99%) Land $3,125 Building $17,283	$326,528 (+26.49%) Land $50,000 Building $276,528
2024	$1,144.00 (+3.91%)	$17,296 (-) Land $2,762 Building $14,534
2023	$1,101.00 (+56.61%)	$17,296 (+58.8%) Land $2,762 Building $14,534	$258,139 (+64.72%) Land $41,218 Building $216,921
2022	$703.00	$10,892 Land $3,128 Building $7,764	$156,713 Land $45,000 Building $111,713

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Bluff St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures