1100 Pacific St, Monterey, CA 93940 Property Records

Monterey County property record for 1100 Pacific St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	7 bd · 7.5 ba · 3,074 sqft · built 1928
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,775,000 (Aug 2021)
Tax Bill	$21,598 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-622-010-000`

Property Details

APN / Parcel Number

Primary APN	`001-622-010-000`

Interior

Bedrooms	7 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,074 sqft Living Area
1st Floor Area	3,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1100 PACIFIC ST
City	MONTEREY
State	CA
Zip	93940-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETERS GATE ADD LOT 6 BLK 130
Legal Subdivision	PETERS GATE ADD
Legal Block	130
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1021
Census Tract	12800

Owner

1100 Pacific St is owned by two individuals who bought it in August 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SOUTHVIEW LN, CARMEL VALLEY, CA 93924-9456
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Grant Deed, Transfer · Conventional Mortgage PACIFIC BAY LENDING GROUP
Apr 27, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 19, 2019	Trustee's Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHRISTINE MCCORMACK
Jul 20, 2017	Grant Deed, Transfer CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	202153769
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	0000026788
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 9, 2021
Property Address	1100 PACIFIC ST, MONTEREY, CA 93940-6119
Document Number	0000053769
Map Reference	VOL 3 PG 42
Instrument Date	Jul 29, 2021
Instrument	2021053769
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1660 SIERRA AVE, SAND CITY, CA 93955-6131

Mortgage

Document Number	0000053770
Date	Aug 9, 2021
Instrument	2021053770

Lender

Name	PACIFIC BAY LENDING GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 27, 2020
Property Address	1100 PACIFIC ST, MONTEREY, CA 93940-6119
Document Number	0000020538
Instrument Date	Apr 23, 2020
Instrument	20538
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO LOS AN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10037 SCENIC BLVD CUPERTINO CA 950142724, CUPERTINO, CA 95014-2724

Mortgage

Document Number	20539
Date	Apr 27, 2020
Instrument	20539

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 27, 2019
Property Address	1100 PACIFIC ST, MONTEREY, CA 93940-6119
Document Number	0000026788
Instrument Date	Jun 27, 2019
Instrument	26788
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #200 REDONDO BEACH CA 902781226, 200, REDONDO BEACH, CA 90278-1226

June 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 19, 2019
Property Address	1100 PACIFIC ST, MONTEREY, CA 93940-6119
Document Number	0000025257
Instrument Date	Jun 18, 2019
Instrument	25257
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount on Record
Tax	$896.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 S FINANCIAL PL #2000 CHICAGO IL 606051000, 2000, CHICAGO, IL 60605-1000

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1100 PACIFIC ST, MONTEREY, CA 93940-6119
Document Number	0000005922
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 CHAPARRAL RD PEBBLE BEACH CA 939533104, PEBBLE BEACH, CA 93953-3104

Mortgage

Document Number	0000005922
Date	Feb 14, 2019
Instrument	5922

Lender

Name	CHRISTINE MCCORMACK
Address	7621 FILICE DR, GILROY, CA 95020-5507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 20, 2017
Property Address	1100 PACIFIC ST, MONTEREY, CA 93940-6119
Document Number	0000038310
Map Reference	MAP3 PG42
Instrument Date	Jul 8, 2017
Instrument	2017038310
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 CHAPARRAL RD, PEBBLE BEACH, CA 93953-3104

Mortgage

Document Number	0000038311
Date	Jul 20, 2017
Instrument	2017038311

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1100 Pacific St was $21,598.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,921,315 (+2%) Land $920,066 Building $1,001,249
2025	$21,598.00	$1,883,643 Land $902,026 Building $981,617
2023	$19,789.00 (+1.39%)	$1,810,500 Land $867,000 Building $943,500
2022	$19,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1100 Pacific St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 Pacific St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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