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1095 Pacific St, Monterey, CA 93940 Property Records

Monterey County property record for 1095 Pacific St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,360 sqft · built 1974
Lot Size0.321 acres (14,000 sqft)
Owner2 Company Names on Record
Tax Bill$2,048 (2025)
Deeds & MortgagesOct 2025 Transfer
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-612-012-000

Property Details

APN / Parcel Number

Primary APN001-612-012-000
Alternative APN
  • 001-612-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area2,360 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleL-Shape
Construction TypeWood
Lot Area14,000 sqft (0.321 acres)
Garage Area547 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number001-612-012
Street Address1095 PACIFIC ST
CityMONTEREY
StateCA
Zip93940-4448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPETERS GATE ADD LOT 6 BLK 131
Legal SubdivisionPETERS GATE ADD
Legal Block131
Legal Lot Number6
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1009
Census Tract12800

Owner

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address6335 NEPO DR, SAN JOSE, CA 95119-1623
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Intrafamily Transfer, Transfer
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 7, 1992
Transfer Doc0000028250
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateOct 14, 2025
Property Address1095 PACIFIC ST, MONTEREY, CA 93940-4448
Document Number0000036506
Map ReferenceVOL 3 PG 42
Instrument DateOct 6, 2025
Instrument2025036506
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6335 NEPO DR, SAN JOSE, CA 95119-1623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address6335 NEPO DR, SAN JOSE, CA 95119-1623

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1095 PACIFIC ST, MONTEREY, CA 93940-4448
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6335 NEPO DR, SAN JOSE, CA 95119-1623

Mortgage

Document Number0000046842
DateSep 9, 2020
Instrument2020046842
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$161,059 (+2%) Land $38,358 Building $122,701
2025$2,048.00 (+14.48%)$157,902 (+4.04%) Land $37,606 Building $120,296
2023$1,789.00 (+1.3%)$151,773 Land $36,147 Building $115,626
2022$1,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2018–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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