Osceola County property record for 1100 Massachusetts Ave, Saint Cloud, FL 34769
| Property Type | Multi-Story Office Building |
|---|---|
| Details | 6,340 sqft · built 1925 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $420,000 (Jun 2017) |
| Tax Bill | $10,345 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 78152 |
| Primary APN | 78152 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,340 sqft Heated Area |
| Gross Area | 8,405 sqft |
| 1st Floor Area | 3,240 sqft |
| Upper Floors Area | 1,666 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Fire Resistance | Fireproof Reinforced Concrete |
| Foundation Type | Footing |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 118 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 78152 |
|---|---|
| Street Address | 1100 MASSACHUSETTS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3734 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Multi-Story Office Building |
| Local Zoning Code | SCB2 |
| Legal Description | ST CLOUD PB BPG 34 BLK 189 LOTS 1-3 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD DOWNTOWN BUSINESS DISTRICT |
| Legal Tract | 1 |
| Legal Block | 189 |
| Legal Lot Number | 1-3,2 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 43500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1100 Massachusetts Ave, a commercial property, is owned by a company that bought it in June 2017.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6839 NARCOOSSEE RD STE 40, 40, ORLANDO, FL 32822-5578 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on File |
| Deed Sale | Jun 12, 2017 · Amount on File |
| Deed Document Number | 2017084805 |
| Deed Book / Page | 5162 / 0164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 12, 2017 |
| Property Address | 1100 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-3734 |
| Document Number | 0051620164 |
| Book / Page | 5162 / 0164 |
| Map Reference | MB B PG33&34 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2017084805 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5300 N CANOE CREEK RD, 5300, KENANSVILLE, FL 34739-9619 |
| Name | Verified Name |
|---|---|
| Address | 450 S ORANGE AVE # 10TH, ORLANDO, FL 32801-3383 |
| Document Number | 0051620165 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 5162/0165 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1100 Massachusetts Ave was $10,345.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,345.00 | $744,300 Land $99,700 Building $644,600 | $744,300 Land $99,700 Building $644,600 |
| 2023 | $7,896.00 (+13.89%) | $481,000 (+22.74%) Land $83,100 Building $397,900 | $481,000 (+22.74%) Land $83,100 Building $397,900 |
| 2022 | $6,933.00 | $391,900 Land $69,300 Building $322,600 | $391,900 Land $69,300 Building $322,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1100 Massachusetts Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1100 Massachusetts Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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