900 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 900 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	550 sqft Heated Area
Lot Size	2,614 sqft (0.06 acres)
Occupancy	Owner Occupied
Last Sale	$34,000 (1994)
Tax Bill	$237.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77661`
Alternative APN	`012630000101310010`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	550 sqft Heated Area
Gross Area	606 sqft Gross Area
1st Floor	550 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,614 sqft (0.06 acres)
Depth X Width	70 ft x 36 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Porch	Open Porch
Porch Area	56 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77661
Street Address	900 MASSACHUSETTS AVE
City	SAINT CLOUD
State	FL
Zip	34769-3321
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 53 BLK 131, E 1/2 LOT 1 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD DOWNTOWN BUSINESS DISTRICT
Legal Tract	1
Legal Block	131
Legal Lot Number	1-2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2003
Census Tract	43500

Owner

Source: Osceola County records · APN 77661

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 700446, SAINT CLOUD, FL 34770-0446
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 1994 · Amount on Record
Deed Sale	Apr 21, 1994 · Amount on Record
Deed Doc Number	0001184261
Record Refreshed	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	900 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-3321
Document Number	0055491412
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	900 MASSACHUSETTS AVE ST CLOUD FL 347693321, ST CLOUD, FL 34769-3321

Mortgage

Document Number	0055491412
Date	Jun 28, 2019
Book Page	005549/001412
Instrument	84286

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$237.00 (+18.5%) Homeowner's exemption	$38,049 (+5.99%)	$85,800 (+5.54%) Land $11,600 Building $74,200
2023	$200.00 (-2.44%) Homeowner's exemption	$35,900 (-0.71%)	$81,300 (+10.16%) Land $9,700 Building $71,600
2022	$205.00 Homeowner's exemption	$36,155	$73,800 Land $8,000 Building $65,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.