1100 E Wheeler St, Midland, MI 48642 Property Records

Midland County property record for 1100 E Wheeler St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,011 sqft · built 1937
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2026)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-10-462`

Property Details

APN / Parcel Number

Primary APN	`14-10-10-462`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Basement Area	1,011 sqft
Unfinished Basement	1,011 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	152 ft deep x 132 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1100 E WHEELER ST
City	MIDLAND
State	MI
Zip	48642-3093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	BEG AT NW COR OF E 1/2 OF W 1/2 OF NE 1/4 FT OF SEC 10,E 132 FT,S 185 FT,W 132 FT,N 185 FT TO BEG
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3001
Census Tract	290800

Owner

1100 E Wheeler St is owned and occupied by two individuals who bought it in June 2026.

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3819 E PATRICK RD, MIDLAND, MI 48642-5848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 4, 2026	Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC
Jun 4, 2026	Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Deed Document Number	20265423
Deed Book / Page	2026 / 5423
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1100 E WHEELER ST, MIDLAND, MI 48642-3093
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 E WHEELER ST, MIDLAND, MI 48642-3093

Mortgage

Document Number	01647/1264
Date	Jul 19, 2021
Book Page	1647/1264

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 4, 2026
Property Address	1100 E WHEELER ST, MIDLAND, MI 48642-3093
Document Number	0000005423
Book / Page	2026 / 5423
Instrument Date	Jun 4, 2026
Instrument	20265423
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005424,
Date	Jun 4, 2026
Instrument	20265424

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 4, 2026
Property Address	1100 E WHEELER ST, MIDLAND, MI 48642-3093
Document Number	2026R05423
Book / Page	2026 / 5423
Instrument Date	Jun 4, 2026
Instrument	20265423
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005424,
Date	Jun 4, 2026
Instrument	20265424

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1100 E WHEELER ST, MIDLAND, MI 48642-3093
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 E WHEELER ST, MIDLAND, MI 48642-3093

Mortgage

Document Number	1647/1264
Date	Jul 19, 2021
Book Page	1647/1264

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1100 E Wheeler St was $1,371 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,700 (+3.42%)	$151,400 (+3.42%)
2025	$1,371.00 (+1.03%) Homeowner's exemption	$73,200	$146,400
2024	$1,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1100 E Wheeler St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 E Wheeler St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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