1025 E Wheeler St, Midland, MI 48642 Property Records

Midland County property record for 1025 E Wheeler St, Midland, MI 48642

Property Summary

Property Type	Office Building
Details	27,824 sqft · built 1991
Lot Size	7.23 acres (314,939 sqft)
Owner	Company Name on Record
Tax Bill	$26,746 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-40-040`

Property Details

APN / Parcel Number

Primary APN	`14-03-40-040`

Interior

Stories	1 Story
Building Area	27,824 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	314,939 sqft (7.23 acres)
Lot Dimensions	545 ft deep x 545 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1025 E WHEELER ST
City	MIDLAND
State	MI
Zip	48642-3092
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RA-1
Legal Description	PART OF THE SOUTHWEST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 3, TOWN 14 NORTH, RANGE 2 EAST, CITY OF MIDLAND, MIDLAND COUNTY,
Legal Subdivision	PARK MANOR ESTATES
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3005
Census Tract	290902

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2014 N SAGINAW RD, MIDLAND, MI 48640-6614
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed, Transfer FIRST AMERICAN TITLE
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Aug 3, 2023	Deed of Trust, Mortgage · SBA Mortgage MIDLAND AREA COMMUNITY FOUNDATION
May 2, 2023	Quit Claim Deed, Transfer · Commercial Mortgage HORIZON BANK
Jan 3, 2023	Quit Claim Deed, Transfer AMROCK INC, AMROCK LLC
Jan 3, 2023	Deed, Transfer · Commercial Mortgage FINLEY CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 2, 2023
Transfer Doc	001662/502
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 23, 2026
Property Address	1025 E WHEELER ST, MIDLAND, MI 48642-3092
Document Number	2026R02909
Instrument Date	Mar 10, 2026
Instrument	2026R-02909
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5606 PONDVIEW DR, MIDLAND, MI 48640-7413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 N SAGINAW RD # 244, MIDLAND, MI 48640-6614

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1025 E WHEELER ST, MIDLAND, MI 48642-3092
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5606 PONDVIEW DR, MIDLAND, MI 48640-7413

Mortgage

Document Number	001667/883
Date	Sep 13, 2023
Book Page	1667/883

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	Aug 14, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1025 E WHEELER ST, MIDLAND, MI 48642-3092
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5606 PONDVIEW DR, MIDLAND, MI 48640-7413

Mortgage

Document Number	01666/1082
Date	Aug 3, 2023
Book Page	1666/1082

Lender

Name	MIDLAND AREA COMMUNITY FOUNDATION
Type	Non-Lending Institution
Address	MIDLAND, MI 48640

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Jun 15, 2028

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	May 2, 2023
Property Address	1025 E WHEELER ST, MIDLAND, MI 48642-3092
Document Number	01664/1070
Book / Page	1664 / 1070
Instrument Date	Apr 17, 2023
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 E WHEELER ST, MIDLAND, MI 48642-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SNOWFIELD CT, MIDLAND, MI 48640-2620

Mortgage

Document Number	0016641073
Date	May 2, 2023
Instrument	1664/1073

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Dec 28, 2023

Mortgage

Document Number	01664/1071
Date	May 2, 2023
Book Page	1664/1071

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 3, 2023
Property Address	1025 E WHEELER ST, MIDLAND, MI 48642-3092
Document Number	001662/502
Book / Page	1662 / 502
Instrument Date	Dec 21, 2022
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 E WHEELER ST, MIDLAND, MI 48642-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 DELTA RD, UNIVERSITY CENTER, MI 48710-1001

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 3, 2023
Property Address	1025 E WHEELER ST, MIDLAND, MI 48642-3092
Document Number	001662/503
Book / Page	1662 / 503
Instrument Date	Dec 21, 2022
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1961 DELTA RD, UNIVERSITY CENTER, MI 48710-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4611 SWEDE AVE, MIDLAND, MI 48642-3861

Mortgage

Document Number	0001662504
Date	Jan 3, 2023
Instrument	1662/504

Lender

Name	FINLEY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,600 (+33.35%)	$1,253,200 (+33.35%)
2025	$26,746.00 (+1.64%)	$469,900	$939,800
2024	$26,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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