1100 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 1100 2nd St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1906
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Jun 2026)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`034 102`

Property Details

APN / Parcel Number

Primary APN	`034 102`
Alternative APN	`6009051`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	143 ft deep x 143 ft wide

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	144 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1100 2ND ST
City	SPENCER
State	NC
Zip	28159-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L2 .47AC
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1023
Census Tract	50700

Owner

Source: Rowan County records · APN 034 102

Assessment roll updated August 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12301 LAZY OAK LN, CHARLOTTE, NC 28273-4732
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Mar 06, 2003
Deed Document Number	2026
Deed Book / Page	1485 / 40
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 12, 2026
Property Address	1100 2ND ST, SPENCER, NC 28159-1755
Document Number	1485000040
Book / Page	1485 / 40
Instrument Date	Jun 04, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$13,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12301 LAZY OAK LN, CHARLOTTE, NC 28273-4732

Mortgage

Document Number	1485000041,
Date	Jun 12, 2026
Book Page	1485/41

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 08, 2026

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00	$114,738 (-) Land $44,800 Building $69,938
2023	$1,296.00	$114,738 Land $44,800 Building $69,938	$114,738 Land $44,800 Building $69,938

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Based on FCC filings for 81 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SALISBURY-ROWAN serves 46,156 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.