1016 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 1016 2nd St, Spencer, NC 28159

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Mar 2023)
Tax Bill	$275 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034 134`

Property Details

APN / Parcel Number

Primary APN	`034 134`
Alternative APN	`6291765`

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	145 ft deep x 73 ft wide

Location & Zoning

Street Address	1016 2ND ST
City	SPENCER
State	NC
Zip	28159-1740
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	TR1R .18AC SOWERS GROVE
Legal Subdivision	SOWERS GROVE
Legal Tract	1R
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1023
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 S SPENCER AVE, SPENCER, NC 28159-2050
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage EASY STREET CAPITAL LLC
Mar 24, 2023	Warranty Deed, Transfer · Construction Mortgage EASY STREET CAPITAL INVESTMENTS LLC
Mar 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Mar 24, 2023 · Amount on Record
Deed Book / Page	1420 / 427
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1016 2ND ST, SPENCER, NC 28159
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S SPENCER AVE, SPENCER, NC 28159-2050

Mortgage

Document Number	0014750189
Date	Dec 30, 2025
Book Page	1475/189

Lender

Name	EASY STREET CAPITAL LLC
Type	Mortgage Company
Address	AUSTIN, TX 78702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 24, 2023
Property Address	1016 2ND ST, SPENCER, NC 28159-1740
Document Number	0014200426
Book / Page	1420 / 426
Instrument Date	Mar 23, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 ROLLINGWOOD DR, STANLEY, NC 28164-6738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR, IRVING, TX 75039-4316

Mortgage

Document Number	0014200428
Date	Mar 24, 2023
Book Page	1420/428

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 24, 2023
Property Address	1016 2ND ST, SPENCER, NC 28159-1740
Document Number	0014200384
Book / Page	1420 / 384
Instrument Date	Mar 23, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 BOXWOOD CHURCH RD, MOCKSVILLE, NC 27028-6667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ROLLINGWOOD DR, STANLEY, NC 28164-6738

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$275.00	$24,400 (-) Land $23,800 Building $600	$24,400 (-) Land $23,800 Building $600
2025	$275.00 (+2.61%)	$24,400 (+2.52%) Land $23,800 Building $600
2023	$268.00	$23,800 Land $23,800	$24,400 Land $23,800 Building $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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