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110 Windcliff Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 110 Windcliff Rd, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 5,028 sqft · built 1969
Lot Size0.905 acres (39,422 sqft)
Owner2 Individual Names on Record
Last Sale$292,521 (Feb 1999)
Tax Bill$8,401 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Mar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN02-035146

Property Details

APN / Parcel Number

Primary APN02-035146
Alternative APNs
  • 2035146
  • 035146

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,028 sqft Total Area
Basement Area825 sqft
Finished Basement825 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area39,422 sqft (0.905 acres)
View / LotWaterfront
Pool Area684 sqft
Deck Area197 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number035146
Street Address110 WINDCLIFF RD
CityPRINCE FREDERICK
StateMD
Zip20678-4303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLTS 9 & 10 BLK A WINDCLIFF
Legal SubdivisionWINDCLIFF
Legal BlockA
Legal Lot Number9,10
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1029
Census Tract860502

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address110 WINDCLIFF RD, PRINCE FREDERICK, MD 20678-4303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 25, 2020Loan Modification, Mortgage · Conventional Mortgage
COMMUNITY W BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 1999 · Amount on Record
Deed SaleFeb 23, 1999 · Amount on Record
Deed Document Number19991727
Deed Book / Page1144 / 19
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address110 WINDCLIFF RD, PRINCE FREDERICK, MD 20678-4303
Transaction TypeMortgage
Record UpdatedFeb 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WINDCLIFF RD, PRNC FREDERCK, MD 20678-4303

Mortgage

Document Number0065250135
DateJan 18, 2024
Book Page6525/135
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 18, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address110 WINDCLIFF RD, PRINCE FREDERICK, MD 20678-4303
Document Number0056750070
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WINDCLIFF RD DARES BEACH MD 206784303, DARES BEACH, MD 20678-4303

Mortgage

Document Number0056750070
DateAug 21, 2020
Book Page005675/000070
Lender
NameCOMMUNITY W BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$791,100 (+10.14%)$824,200 (+13.7%) Land $307,400 Building $516,800
2025$8,401.00 (+12.58%)
2023$7,462.00$718,267$724,900 Land $307,400 Building $417,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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