Calvert County property record for 138 Windcliff Rd, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,396 sqft · built 1985 |
| Lot Size | 0.409 acres (17,816 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Dec 2020) |
| Tax Bill | $4,984 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-035111 |
| Primary APN | 02-035111 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,396 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,816 sqft (0.409 acres) |
| View / Lot | Waterfront |
| Deck Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 035111 |
|---|---|
| Street Address | 138 WINDCLIFF RD |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 6 BLK A WINDCLIFF |
| Legal Subdivision | WINDCLIFF |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 860502 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 527 COLECROFT CT, ALEXANDRIA, VA 22314-2148 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on Record |
| Deed Sale | Dec 4, 2020 · Amount on Record |
| Prior Sale | Aug 25, 2003 · Amount on Record |
| Deed Book / Page | 5783 / 555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 24, 2020 |
| Property Address | 138 WINDCLIFF RD, PRINCE FREDERICK, MD 20678-4303 |
| Document Number | 0057830555 |
| Book / Page | 005783 / 000555 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | PRIME TITLE GROUP LLC, PRIME TITLE GRP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 138 WINDCLIFF RD PRINCE FREDERICK MD 206784303, PRINCE FREDERICK, MD 20678-4303 |
| Document Number | 57830561 |
|---|---|
| Date | Dec 24, 2020 |
| Book Page | 005783/000561 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,767 (+5.87%) | $464,200 (+7.98%) Land $285,800 Building $178,400 | |
| 2025 | $4,984.00 (+12.18%) | ||
| 2023 | $4,443.00 | $427,667 | $429,900 Land $285,800 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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