Frederick County property record for 110 Willow Trl, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 2007 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Sep 2012) |
| Tax Bill | $1,653 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49A071-11-94 |
| Primary APN | 49A071-11-94 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 2,804 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Terrain | Wooded |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Deck Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8011965 |
|---|---|
| Street Address | 110 WILLOW TRL |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-1474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SHAWNEELAND L94 P6 S11 .92 ACRE |
| Legal Subdivision | 106 |
| Legal Phase | 6 |
| Legal Lot Number | 94 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 50401 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 WILLOW TRL, WINCHESTER, VA 22602-1474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Aug 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on Record |
| Deed Sale | Sep 14, 2012 · Amount on Record |
| Prior Sale | Mar 9, 2006 · Amount on Record |
| Deed Book / Page | 1200 / 9906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 110 WILLOW TRL, WINCHESTER, VA 22602-1474 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 110 WILLOW TRL, WINCHESTER, VA 22602-1474 |
| Document Number | 0000001369 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 260001369 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 110 WILLOW TRL, WINCHESTER, VA 22602-1474 |
| Document Number | 0000012083 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Address | 110 WILLOW TRL WINCHESTER VA 226021474, WINCHESTER, VA 22602-1474 |
| Document Number | 0000012083 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 12083 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 110 WILLOW TRL, WINCHESTER, VA 22602-1474 |
| Document Number | 0000010478 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | AMERICAN PREMIER |
| Name | Verified Name |
|---|---|
| Address | 110 WILLOW TRL WINCHESTER VA 226021474, WINCHESTER, VA 22602-1474 |
| Document Number | 0000010478 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 10478 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2049 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,653.00 (+10.42%) | $311,820 Land $58,000 Building $253,820 | $311,820 Land $58,000 Building $253,820 |
| 2025 | $1,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 73% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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