110 Willow Trl, Winchester, VA 22602 Property Records

Frederick County property record for 110 Willow Trl, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,220 sqft · built 2007
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Sep 2012)
Tax Bill$1,653 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49A071-11-94

Property Details

APN / Parcel Number

Primary APN49A071-11-94
Alternative APN
  • 8011965

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
Gross Area2,804 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2019
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,075 sqft (0.92 acres)
TerrainWooded
Garage TypeBuilt-in
Parking Spaces1 Parking Space
Deck Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8011965
Street Address110 WILLOW TRL
CityWINCHESTER
StateVA
Zip22602-1474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSHAWNEELAND L94 P6 S11 .92 ACRE
Legal Subdivision106
Legal Phase6
Legal Lot Number94
JurisdictionFREDERICK VA
Township / Civil DivisionBACK CREEK
Census Block Group2
Census Block2004
Census Tract50401

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 WILLOW TRL, WINCHESTER, VA 22602-1474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC
Aug 18, 2020Deed of Trust, Mortgage · VA Mortgage
FEDERAL SVGS BK
Sep 25, 2019Deed of Trust, Mortgage · VA Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2012 · Amount on Record
Deed SaleSep 14, 2012 · Amount on Record
Prior SaleMar 9, 2006 · Amount on Record
Deed Book / Page1200 / 9906
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address110 WILLOW TRL, WINCHESTER, VA 22602-1474
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WILLOW TRL, WINCHESTER, VA 22602-1474

Mortgage

Document Number0000001369
DateFeb 12, 2026
Instrument260001369
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2056

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address110 WILLOW TRL, WINCHESTER, VA 22602-1474
Document Number0000012083
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyBCHH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WILLOW TRL WINCHESTER VA 226021474, WINCHESTER, VA 22602-1474

Mortgage

Document Number0000012083
DateSep 8, 2020
Instrument12083
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 7, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address110 WILLOW TRL, WINCHESTER, VA 22602-1474
Document Number0000010478
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyAMERICAN PREMIER

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WILLOW TRL WINCHESTER VA 226021474, WINCHESTER, VA 22602-1474

Mortgage

Document Number0000010478
DateOct 3, 2019
Instrument10478
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,653.00 (+10.42%)$311,820 Land $58,000 Building $253,820$311,820 Land $58,000 Building $253,820
2025$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 73% of Virginia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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