110 Watson Dr, Rincon, GA 31326 Property Records

Effingham County property record for 110 Watson Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,080 sqft · built 2024
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$330,990 (Jul 2024)
Tax Bill	$783 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0414B028`

Property Details

APN / Parcel Number

Primary APN	`0414B028`
Alternative APNs	`00900092000` `33011`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,080 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	36 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33011
Street Address	110 WATSON DR
City	RINCON
State	GA
Zip	31326-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.162 AC LOT 28 (OUT 414-3) PLT 29/719-721
Legal Subdivision	PINEBROOK
Legal Phase	1
Legal Lot Number	28
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4027
Census Tract	30301

Owner

110 Watson Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Effingham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 WATSON DR, RINCON, GA 31326-3841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK
Jul 12, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS
Jul 12, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Jul 12, 2024
Deed Document Number	20245176
Deed Book / Page	2919 / 649
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	110 WATSON DR, RINCON, GA 31326-3841
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WATSON DR, RINCON, GA 31326-3841

Mortgage

Document Number	0000003031/0000000239
Date	Mar 19, 2026
Book Page	0000003031/0000000239

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

July 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 12, 2024
Property Address	110 WATSON DR, RINCON, GA 31326-3841
Document Number	002919/649
Book / Page	2919 / 649
Instrument Date	Jun 26, 2024
Instrument	D2024-005176
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	D2024005177
Date	Jul 12, 2024
Instrument	D2024005177

Lender

Name	INSPIRE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2054

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 12, 2024
Property Address	110 WATSON DR, RINCON, GA 31326-3841
Document Number	002919/671
Book / Page	2919 / 671
Instrument Date	Jun 26, 2024
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	GA

Tax Assessment & Valuation

The 2025 property tax bill for 110 Watson Dr was $783 with exemptions applied.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,080 (+5.38%) Land $22,800 Building $114,280	$342,701 (+5.38%) Land $57,000 Building $285,701
2025	$783.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$130,078 Land $22,800 Building $107,278	$325,196 Land $57,000 Building $268,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Watson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Watson Dr is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Planters Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Hotwire Communications, Windstream.

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