102 Watson Dr, Rincon, GA 31326 Property Records

Effingham County property record for 102 Watson Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,070 sqft · built 2024
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$331,990 (Jul 2024)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0414B024`

Property Details

APN / Parcel Number

Primary APN	`0414B024`
Alternative APNs	`00900092000` `33007`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,070 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	103 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33007
Street Address	102 WATSON DR
City	RINCON
State	GA
Zip	31326-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.168 AC LOT 24 (OUT 414-3) PLT 29/719-721
Legal Subdivision	PINEBROOK
Legal Phase	1
Legal Lot Number	24
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4027
Census Tract	30301

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 WATSON DR, RINCON, GA 31326-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE
Apr 10, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 11, 2024	Quit Claim Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Deed Book / Page	2919 / 461
Prior Transfer Date	Jun 21, 2024
Prior Transfer Doc	002919/461
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	102 WATSON DR, RINCON, GA 31326-3841
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WATSON DR, RINCON, GA 31326-3841

Mortgage

Document Number	0000003023/0000000513
Date	Feb 11, 2026
Book Page	0000003023/0000000513

Lender

Name	FREEDOM MORTGAGE

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2054

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	102 WATSON DR, RINCON, GA 31326-3841
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WATSON DR

Mortgage

Document Number	0000002966/0000000545
Date	Apr 10, 2025
Book Page	0000002966/0000000545
Instrument	D2025002667

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2054

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 11, 2024
Property Address	102 WATSON DR, RINCON, GA 31326-3841
Document Number	002919/461
Book / Page	2919 / 461
Instrument Date	Jun 21, 2024
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0002919463
Date	Jul 11, 2024
Instrument	2919/463

Lender

Name	INSPIRE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,581 (+5.05%) Land $22,800 Building $116,781	$348,952 (+5.05%) Land $57,000 Building $291,952
2025	$4,380.00 Homeowner's exemption	$132,872 Land $22,800 Building $110,072	$332,181 Land $57,000 Building $275,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Planters Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Hotwire Communications, Windstream.

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