Currituck County property record for 110 Waterside Dr, Harbinger, NC 27941
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,448 sqft · built 2003 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,132,000 (Jul 2026) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9836-85-1884 |
| Primary APN | 9836-85-1884 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,448 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Depth | 344 ft Depth |
| Deck Area | 493 sqft |
| Patio Area | 493 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000017751 |
|---|---|
| Street Address | 110 WATERSIDE DR |
| City | HARBINGER |
| State | NC |
| Zip | 27941-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | LOT 18 CYPRESS POINT II |
| Legal Subdivision | CYPRESS POINT II |
| Legal Lot Number | 18 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 110404 |
Source: Currituck County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Aug 12, 1998 · Amount on Record |
| Deed Document Number | 2026404228 |
| Deed Book / Page | 1864 / 807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 110 WATERSIDE DR, HARBINGER, NC 27941-9727 |
| Document Number | 0000404228 |
| Book / Page | 1864 / 807 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026404228 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228,664.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044 |
| Investor | Possibly a Property Investor |
| Document Number | 0000404230, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026404230 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 110 WATERSIDE DR, HARBINGER, NC 27941-9727 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 110 WATERSIDE DR, HARBINGER, NC 27941-9727 |
| Document Number | 0018130699 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 1813/699 |
| Instrument | 396045 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,763.00 (+0.24%) | $564,200 (-) Land $202,300 Building $361,900 | |
| 2024 | $3,754.00 (+10.22%) | $564,200 (-) Land $202,300 Building $361,900 | |
| 2023 | $3,406.00 (+20.18%) | $564,200 (-) Land $202,300 Building $361,900 | $564,200 (-) Land $202,300 Building $361,900 |
| 2022 | $2,834.00 | $564,200 Land $202,300 Building $361,900 | $564,200 (-) Land $202,300 Building $361,900 |
| 2021 | $564,200 Land $202,300 Building $361,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 11 (2011–2019) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
4G LTE only, no 5G reported
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