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106 Waterside Dr, Harbinger, NC 27941 Property Records

Currituck County property record for 106 Waterside Dr, Harbinger, NC 27941

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,967 sqft · built 2002
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on Record
Last Sale$622,000 (Nov 2020)
Tax Bill$3,227 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN9836-85-0948

Property Details

APN / Parcel Number

Primary APN9836-85-0948
Alternative APNs
  • 125B00000160000
  • 000157031
  • 9836-85

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,967 sqft Total Area
Basement Area804 sqft
Unfinished Basement804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof MaterialComposition Shingle
Lot Area32,234 sqft (0.74 acres)
Lot Depth338 ft Depth
Deck Area25 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000157031
Street Address106 WATERSIDE DR
CityHARBINGER
StateNC
Zip27941-9727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFM
Legal DescriptionLOT 16 CYPRESS POINT II
Legal SubdivisionCYPRESS POINT II
Legal Lot Number16
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1036
Census Tract110404

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 WATERSIDE DR, HARBINGER, NC 27941-9727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleJan 27, 2006 · Amount on Record
Deed Document Number2020357858
Deed Book / Page1580 / 50
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateNov 25, 2020
Property Address106 WATERSIDE DR, HARBINGER, NC 27941-9727
Document Number0015800050
Book / Page1580 / 50
Map ReferenceCAB D SL 108-110
Instrument DateNov 18, 2020
Instrument357858
Transaction TypeTransfer
Record UpdatedFeb 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,464.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31 RIDGE RD, 31, PASCOAG, RI 02859-3229

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 STUART DR, POTTSTOWN, PA 19464-3024

Mortgage

Document Number357859
DateNov 25, 2020
Instrument357859
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,227.00 (+0.28%)$477,900 (-) Land $182,500 Building $295,400
2024$3,218.00 (+10.09%)$477,900 (-) Land $182,500 Building $295,400
2023$2,923.00 (+19.94%)$477,900 (-) Land $182,500 Building $295,400$477,900 (-) Land $182,500 Building $295,400
2022$2,437.00$477,900 Land $182,500 Building $295,400$477,900 (-) Land $182,500 Building $295,400
2021$477,900 Land $182,500 Building $295,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims11 (2011–2019)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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