110 Stow St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 110 Stow St, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,940 sqft · built 2022
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,440,000 (Sep 2022)
Tax Bill	$21,043 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H2 B:0068 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H2 B:0068 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
Gross Area	6,308 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	110 STOW ST
City	ACTON
State	MA
Zip	01720-3560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	68
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	3
Census Block	3015
Census Tract	363201

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 STOW ST, ACTON, MA 01720-3560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EVERETT COOPERATIVE BANK
Jul 23, 2021	Quit Claim Deed, Transfer · Commercial Mortgage CUTTER HILL CAPITAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	2022143492
Deed Book / Page	80738 / 542
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Sep 21, 2022
Property Address	110 STOW ST, ACTON, MA 01720-3560
Document Number	080738-542
Book / Page	80738 / 542
Instrument Date	Sep 21, 2022
Instrument	143492
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 STOW ST, ACTON, MA 01720-3560

Mortgage

Document Number	0000143493
Date	Sep 21, 2022
Instrument	143493

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 23, 2021
Property Address	110 STOW ST, ACTON, MA 01720-3560
Document Number	078307-516
Book / Page	78307 / 516
Instrument Date	Jul 22, 2021
Instrument	165577
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 STOW ST, ACTON, MA 01720-3560
Investor	Possibly a Property Investor

Mortgage

Document Number	0000165578
Date	Jul 23, 2021
Instrument	165578

Lender

Name	CUTTER HILL CAPITAL

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,043.00 (+7.19%)	$1,227,000 (+4.19%) Land $313,400 Building $913,600	$1,424,620 (-6.74%)
2024	$19,632.00 (+37.3%)	$1,177,700 (+44.63%) Land $313,400 Building $864,300	$1,527,600
2023	$14,299.00	$814,300 Land $285,000 Building $529,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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