Middlesex County and Acton Town property record for 107 Stow St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,056 sqft · built 1982 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $14,895 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance Jul 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00H2 B:0056 L:0000 |
| Primary APN | ACTO M:00H2 B:0056 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 4,454 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 75,359 sqft (1.73 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 107 STOW ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 56 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 107 STOW ST, ACTON, MA 01720-3561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 16, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2018 |
| Deed Sale | Jul 11, 2018 |
| Prior Sale | Jun 16, 2017 · Amount on Record |
| Deed Book / Page | 71295 / 153 |
| Transfer Doc | 71295-153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 107 STOW ST, ACTON, MA 01720-3561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75104-150 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 75104/150 |
| Instrument | 112361 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jul 11, 2018 |
| Property Address | 107 STOW ST, ACTON, MA 01720-3561 |
| Document Number | 71295-153 |
| Book / Page | 071295 / 000153 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 102222 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 107 STOW ST ACTON MA 017203561, ACTON, MA 01720-3561 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 16, 2017 |
| Property Address | 107 STOW ST, ACTON, MA 01720-3561 |
| Document Number | 69446-241 |
| Book / Page | 069446 / 000241 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 91318 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,797.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 STOW ST ACTON MA 017203561, ACTON, MA 01720-3561 |
| Document Number | 69446-245 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 069446/000245 |
| Instrument | 91319 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,895.00 (+6.92%) | $868,500 (+3.92%) Land $353,400 Building $515,100 | $858,135 (-3.9%) |
| 2024 | $13,931.00 | $835,700 Land $353,400 Building $482,300 | $893,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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