Stanly County property record for 110 Smith St, Locust, NC 28097 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,500 sqft Finished Area |
| Lot Size | 18,295 sqft (0.419 acres) |
| Last Sale | $130,000 (2022) |
| Tax Bill | $2,120.00 (2025) |
| Primary APN | 557503349847 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,500 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Masonry Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,295 sqft (0.419 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 136 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1538812 |
|---|---|
| Street Address | 110 SMITH ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-7272 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 110 SMITH ST 557503005 |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557503349847
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1160 ALVIN HOUGH RD, MIDLAND, NC 28107-7443 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 23, 2022 | Warranty Deed, Transfer |
| Dec 20, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Dec 20, 2021 · Amount on Record |
| Deed Doc Number | 0017791260 |
| Deed Book / Page | 1779 / 1260 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 110 SMITH ST, LOCUST, NC 28097-7272 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1160 ALVIN HOUGH RD, MIDLAND, NC 28107-7443 |
| Document Number | 0000457543 |
|---|---|
| Date | May 01, 2023 |
| Book Page | 1819/679 |
| Instrument | 457543 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 23, 2022 |
| Property Address | 110 SMITH ST, LOCUST, NC 28097-7272 |
| Document Number | 0000444923 |
| Book / Page | 1779 / 1260 |
| Map Reference | MB 3 PG 307 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 444923 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6076 VILLAGE DR NW, CONCORD, NC 28027-5335 |
| Name | Verified Name |
|---|---|
| Address | 11601 ALVIN HOUGH ROAD, MIDLAND, NC 28107 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 20, 2021 |
| Property Address | 110 SMITH ST, LOCUST, NC 28097-7272 |
| Document Number | 0000441533 |
| Book / Page | 1769 / 396 |
| Map Reference | MB 3 PG 307 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 441533 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 ARDSLEY DR APT 107, 107, LOCUST, NC 28097-4502 |
| Name | Verified Name |
|---|---|
| Address | 6076 VILLAGE DR NW, CONCORD, NC 28027-5335 |
Source: Stanly County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,120.00 (+112%) | $230,513 (+151.11%) Land $33,300 Building $197,213 | $230,513 (+151.11%) Land $33,300 Building $197,213 |
| 2023 | $1,000.00 | $91,799 Land $19,980 Building $71,819 | $91,799 Land $19,980 Building $71,819 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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