102 Smith St, Locust, NC 28097 Property Records

Stanly County property record for 102 Smith St, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage1,308 sqft Finished Area
Lot Size18,731 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2021)
Tax Bill$1,226.00 (2023)

Property Details

APN / Parcel Number

Primary APN557503443833
Alternative APNs
  • 1533885
  • 15151

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,308 sqft Finished Area
Stories1 Stories
Primary FlooringWood Flooring
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Exterior MaterialBrick Veneer Exterior
Foundation TypeMasonry Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area18,731 sqft (0.43 acres)
Depth X Width200 ft x 100 ft Depth x Width
Porch1 Porch
Porch Area156 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1533885
Street Address102 SMITH ST
CityLOCUST
StateNC
Zip28097-7272
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE 102 SMITH ST 557503003
Legal SubdivisionME SMITH
JurisdictionSTANLY NC
Minor Civil DivisionFURR
Census Blockgroup1
Census Block1027
Census Tract930801

Owner

Source: Stanly County records · APN 557503443833

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address102 SMITH ST, LOCUST, NC 28097-7272
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2021 · Amount on Record
Deed SaleMay 05, 2021 · Amount on Record
Prior SaleDec 09, 2015
Deed Doc Number0017401429
Deed Book / Page1740 / 1429
Record RefreshedJun 07, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMay 05, 2021
Property Address102 SMITH ST, LOCUST, NC 28097-7272
Document Number0000432553
Book / Page1740 / 1429
Map ReferenceMB 3 PG 307
Instrument DateApr 30, 2021
Instrument432553
Transaction TypeTransfer
Record UpdatedSep 07, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address418 ELM ST, 418, LOCUST, NC 28097-7183

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SMITH ST, LOCUST, NC 28097-7272

Mortgage

Document Number0000432554
DateMay 05, 2021
Instrument432554
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,226.00$112,517 Land $19,980 Building $92,537$112,517 Land $19,980 Building $92,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Smith St

Nearby Streets

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