110 Silver Spring Dr, Locust Grove, VA 22508 Property Records

Orange County property record for 110 Silver Spring Dr, Locust Grove, VA 22508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,183 sqft · built 1988
Owner	Individual Name on File
Last Sale	$258,000 (Apr 2019)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-A0-00-01-0136`

Property Details

APN / Parcel Number

Primary APN	`012-A0-00-01-0136`
Alternative APN	`892`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,183 sqft Living Area
1st Floor Area	1,496 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	364 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	892
Street Address	110 SILVER SPRING DR
City	LOCUST GROVE
State	VA
Zip	22508-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 PLANNED RESIDENTIAL
Legal Description	USL-1-136
Legal Subdivision	LAKE WOODS
Legal Block	1
Legal Lot Number	136
Jurisdiction	ORANGE VA
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	110107

Owner

110 Silver Spring Dr is owned and occupied by an individual who bought it in April 2019.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	110 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 25, 2023	Deed of Trust, Mortgage · Line of Credit HUD
Jul 26, 2022	Deed of Trust, Mortgage HUD
May 12, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 11, 2019	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Deed Document Number	1465
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	110 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005368
Date	Nov 18, 2025
Instrument	250005368

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	110 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002167
Date	May 25, 2023
Instrument	230002167

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	110 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004879
Date	Jul 26, 2022
Instrument	220004879

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	110 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Document Number	200002356
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SILVER SPRING DR LOCUST GROVE VA 225085175, LOCUST GROVE, VA 22508-5175

Mortgage

Document Number	200002356
Date	May 20, 2020
Instrument	2356

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE VA
Recording Date	Apr 11, 2019
Property Address	110 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Document Number	190001465
Instrument Date	Apr 10, 2019
Instrument	1465
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SILVER SPRING DR LOCUST GROVE VA 225085175, LOCUST GROVE, VA 22508-5175

Mortgage

Document Number	190001466
Date	Apr 11, 2019
Instrument	1466

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 110 Silver Spring Dr was $2,010.

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00	$264,900 Land $30,000 Building $234,900	$264,900 Land $30,000 Building $234,900
2023	$2,010.00	$264,900 Land $30,000 Building $234,900	$264,900 Land $30,000 Building $234,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Silver Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Silver Spring Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberLync Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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