105 Silver Spring Dr, Locust Grove, VA 22508 Property Records

Orange County property record for 105 Silver Spring Dr, Locust Grove, VA 22508

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1978
Owner	Individual Name on File
Last Sale	$298,500 (Aug 2025)
Tax Bill	$915 (2025)
Deeds & Mortgages	Aug 2025 Sale Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-A0-00-01-0181`

Property Details

APN / Parcel Number

Primary APN	`012-A0-00-01-0181`
Alternative APN	`937`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Porch	Porch
Porch Area	152 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	937
Street Address	105 SILVER SPRING DR
City	LOCUST GROVE
State	VA
Zip	22508-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 PLANNED RESIDENTIAL
Legal Description	USL 1-181
Legal Subdivision	LAKE WOODS
Legal Block	1
Legal Lot Number	181
Jurisdiction	ORANGE VA
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	110107

Owner

105 Silver Spring Dr is owned and occupied by an individual who bought it in August 2025.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	105 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit HUD
Nov 30, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 1, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Mar 3, 2025 · Amount on File
Deed Document Number	250003811
Record Updated	Jun 8, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE VA
Recording Date	Aug 27, 2025
Property Address	105 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Document Number	0000003811
Map Reference	MB 216 PG 402
Instrument Date	Aug 26, 2025
Instrument	250003811
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$298.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	105 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002329
Date	Jun 7, 2023
Instrument	230002329

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE VA
Recording Date	Nov 30, 2020
Property Address	105 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Document Number	200006741
Instrument Date	Nov 2, 2020
Instrument	6741
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SILVER SPRING DR LOCUST GROVE VA 225085175, LOCUST GROVE, VA 22508-5175

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	105 SILVER SPRING DR, LOCUST GROVE, VA 22508-5175
Document Number	170008742
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170008742
Date	Dec 5, 2017
Instrument	8742

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 Silver Spring Dr was $915.

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$915.00	$121,400 (-) Land $30,000 Building $91,400	$121,400 (-) Land $30,000 Building $91,400
2024	$915.00	$121,400 (-) Land $30,000 Building $91,400	$121,400 (-) Land $30,000 Building $91,400
2023	$915.00	$121,400 Land $30,000 Building $91,400	$121,400 Land $30,000 Building $91,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 Silver Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Silver Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: AT&T.

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