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110 Shell Bay Ct, Carrabelle, FL 32322 Property Records

Franklin County property record for 110 Shell Bay Ct, Carrabelle, FL 32322 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 2022
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Feb 2026)
Tax Bill$4,263 (2025)
Deeds & MortgagesFeb 2026 Sale
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN35-07S-05W-1004-0000-0100

Property Details

APN / Parcel Number

Primary APN35-07S-05W-1004-0000-0100
Alternative APN
  • 05W07S35100400000100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBungalow
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area45,738 sqft (1.05 acres)
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
PorchFinished/Open Porch
Porch Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address110 SHELL BAY CT
CityCARRABELLE
StateFL
Zip32322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST GEORGE BAY SUBDIVISION LOT 10 PB 11 PG 17-18 OR 202/8 859/396 862/357 1108/289 1112/362 1133/223 1213/52 1277/133 1333/86 1341/285
Legal Range05W
Legal Township07S
Legal Section35
Legal SubdivisionST GEORGE BAY SUBDIVISION
Legal Lot Number10
JurisdictionFRANKLIN FL
Township / Civil DivisionEASTPOINT
Census Block Group1
Census Block1241
Census Tract970200

Owner

Source: Franklin County records · APN 35-07S-05W-1004-0000-0100

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address553 E IVAN RD, CRAWFORDVILLE, FL 32327-1287
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Apr 18, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2026 · Amount on Record
Deed SaleFeb 11, 2026 · Amount on Record
Deed Document Number2026576
Deed Book / Page1437 / 469
Prior Transfer DateApr 11, 2022
Prior Transfer Doc0019002312
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 11, 2026
Property Address110 SHELL BAY CT, CARRABELLE, FL 32322
Document Number0019000576
Book / Page1437 / 469
Map ReferenceMB 11 PG 17&18
Instrument DateFeb 10, 2026
Instrument202619000576
Transaction TypeTransfer
Record UpdatedMar 02, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2483 HYDE MANOR DR NW, ATLANTA, GA 30327-1129

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 E IVAN RD, CRAWFORDVILLE, FL 32327-1287

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 11, 2022
Property Address110 SHELL BAY CT, CARRABELLE, FL 32322
Document Number0019004208
Book / Page1341 / 285
Map ReferenceMB 11 PG 17&18
Instrument DateJul 08, 2022
Instrument202219004208
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1105 GRAY AVE, CARRABELLE, FL 32322-6848

Transferred To (Grantee/Buyer)

NameVerified Name
Address2483 HYDE MANOR DR NW, ATLANTA, GA 30327-1129

Mortgage

Document Number0019004209
DateJul 11, 2022
Book Page1341/287
Instrument202219004209
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateAug 01, 2032
Change Frequency6 Months
Min Rate At Change2.37%
Max Rate At Change9.87%
IndexOther
Max Rate9.87%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 18, 2022
Property Address110 SHELL BAY CT, CARRABELLE, FL 32322
Document Number0019002312
Book / Page1333 / 86
Map ReferenceMB 11 PG 17&18
Instrument DateApr 11, 2022
Instrument202219002312
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address712 SWEET GUM WAY, CANTON, GA 30115-8527

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1105 GRAY AVE, CARRABELLE, FL 32322-6848

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,263.00 (+4.08%)$490,300 (+0.28%) Land $110,250 Building $380,050$490,300 (+0.28%) Land $110,250 Building $380,050
2024$4,096.00 (+17.7%)$488,940 (+38.9%) Land $105,000 Building $383,940$488,940 (+38.9%) Land $105,000 Building $383,940
2023$3,480.00 (+621.99%)$352,002 (+644.98%) Land $47,250 Building $304,752$352,002 (+644.98%) Land $47,250 Building $304,752
2022$482.00$47,250 Land $47,250$47,250 Land $47,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies171 units insured (38 under condo master policies)
75 of 133 individual policies on primary residences
Nearby Flood Claims359 (1979–2024)
Claims Outside the SFHA6 of 359
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Dennis (Jul 2005), 79 claims
  • Hurricane Kate (Nov 1985), 84 claims
  • Hurricane Elena (Sep 1985), 72 claims

Wildfire

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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